cca in dispute 2 years can the pst it to a third party or issue legal proceedings

[jcbkabs]

Hi all i sent a section 78 to mbna in feb 2009 they finally replied in feb 2011 bow my question is if the account is in dispute can it be passed to a third party or issue a default and can they take legal action while it's in dispute?


can you let me have the section of the cca that states they can't


thanks

[basa48]

Re: cca in dispute 2 years can the pst it to a third party or issue legal proceeding

Hi all i sent a section 78 to mbna in feb 2009 they finally replied in feb 2011 bow my question is if the account is in dispute can it be passed to a third party or issue a default and can they take legal action while it's in dispute?


can you let me have the section of the cca that states they can't


thanks

Yes, yes and yes.

If they have now complied with s78, what is the dispute?

[jcbkabs]

Re: cca in dispute 2 years can the pst it to a third party or issue legal proceeding

i was was trying to find out if i had paid any ppi and tick the box on the form so sent it to them in feb 09,they replyed in jan 2011. they said it is not easily readable and they would supply a readable copy still waiting in feb i recieved a court summons but only by accident they had changed my address from a house name to a number which i had not informed them about. had a letter off restons giving a date for court on the morning of court went told juge correct address but the court carried on sending letters to the incorrect address now received a warrant of exicution so looking to file a n244 form but need help filling it out have the letters i sent to mbna before the refured it to restons. also sent them a sar request but thay didn't include a copy of the default in with this nor any of the letters i have sent them

as judge awarded a charging order and £2000 in cost when account went into dispute i owed less than £2000