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Hi , my wife has a few loans with these people who took over the original loan company last year.
We are currently unable to pay more than £1.00 / month on each account due to long term illness but after a telephone call she received this week they are wanting full payments or they will start legal proceedings.
If i sent them a CCA request and they could not produce a true signed copy of the agreements would they still be able to go to court with these debts as i had a similar issue with Link financial who also couldn't send me a signed copy but they took us to court and the Judge felt that even without the Agreement they could continue the claim and have now got a charging order on my property.
Does she also just send them the minimum £1.00 payment regardless or should we wait for the CCA request response if i am advised to send the request.
We are unable to pay the mortgage at present and i am sure to be in court again about the repossession of the home.
Nicurro
We are currently unable to pay more than £1.00 / month on each account due to long term illness but after a telephone call she received this week they are wanting full payments or they will start legal proceedings.
If i sent them a CCA request and they could not produce a true signed copy of the agreements would they still be able to go to court with these debts as i had a similar issue with Link financial who also couldn't send me a signed copy but they took us to court and the Judge felt that even without the Agreement they could continue the claim and have now got a charging order on my property.
Does she also just send them the minimum £1.00 payment regardless or should we wait for the CCA request response if i am advised to send the request.
We are unable to pay the mortgage at present and i am sure to be in court again about the repossession of the home.
Nicurro
