Pleae could someone help me.
I received a form N1 from Bryan Carter regarding a debt owed from years ago.
I did not pay the original debt with Littlewoods as i was in dispute with them regarding a camera that was sent back to them that was faulty and was lost in the post. Proof of posting was sent to them but my account was never amended. They just tried to pass the buck saying the camera should have been sent back to Kodak.
Anyway i have aknowlegded the above form and let it be known that i will be defending the claim.
I have also sent a letter to Bryan Carter asking for my statements and copies of the credit agreement and any other info that they hold so that i can compile a defence.
However today have recived a letter from Bryan Carter informing me that they are no longer instructed in connection with this matter and have returned the account to their client Phoenix recoveries.
What i want to know is do i still have to issue a defence which has to be done by the 3rd of November and how can i prove that the money owed is not correct if they dont send me my statements.?
Thankyou
I received a form N1 from Bryan Carter regarding a debt owed from years ago.
I did not pay the original debt with Littlewoods as i was in dispute with them regarding a camera that was sent back to them that was faulty and was lost in the post. Proof of posting was sent to them but my account was never amended. They just tried to pass the buck saying the camera should have been sent back to Kodak.
Anyway i have aknowlegded the above form and let it be known that i will be defending the claim.
I have also sent a letter to Bryan Carter asking for my statements and copies of the credit agreement and any other info that they hold so that i can compile a defence.
However today have recived a letter from Bryan Carter informing me that they are no longer instructed in connection with this matter and have returned the account to their client Phoenix recoveries.
What i want to know is do i still have to issue a defence which has to be done by the 3rd of November and how can i prove that the money owed is not correct if they dont send me my statements.?
Thankyou
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