2 Claims Companys

[kyrights]

I have paid 2 claims company a total of £1000+ to help me pursue unenforceability, for more than one year they have done nothing and one of them is no longer operating.

1. Cartel Client Review (No longer trading)
2. loan-free.co.uk (No response to calls and correspondences)

Any advise on how I can recover my money?

[TUTTSI]

Re: 2 Claims Companys

Hi Kyrights

Have a read here http://www.legalbeagles.info/forums/...ad.php?t=22309.

I have just checked with the MOJ
Debt Free UK Ltd Address: 30 Clarence Street
Southend on Sea Town/City: Postcode: SS1 1BD County: Essex

Trading Names: Loan Free, Loan-free.co.uk, Debt Free UK, Debt Free, Credit Card Free, Credit-card-free.co.uk Sectors: Criminal injuries compensation, Employment matters, Financial products/services, Housing disrepair, Industrial Injuries Disablement Benefits, Personal Injury, Status: Authorisation Surrendered

With unenforceable agreements there has been cases that have not been sucessful in recent months. Have read here:-

High Court decision on debt loophole dashes write-off hopes for thousands - Times Online

Tuttsi

[kyrights]

Re: 2 Claims Companys

Thank you very much for this information.

[shell]

Re: 2 Claims Companys

If you paid by debit visa, you may also be able to claim back from your bank. Phone them and ask about the "Charge Back Scheme", the chances are the person you speak to won't have heard of it and you will need to speak to a supervisor. But be persistant.

[TUTTSI]

Re: 2 Claims Companys

The information Shell is reffering to is the link on my earlier post:-
Claims Management Regulator Fact Sheet – Suspended or cancelled business

If a claims management businesses authorisation has been suspended or cancelled it means that it will no longer be able to carry out any claims management services. As a result they will not be able to continue assisting consumers with their claims. If you find yourself in this position the following guidance might be helpful.


What will happen to my agreement with the business?
If the claim has not been completed you might be entitled to repayment of any fee. You should contact the claims management business immediately stating you are aware they are no longer able to provide the service as agreed with you and seek a refund of fee for any work not completed. If you have a ‘conditional fee agreement (CFA)’ with the business you might be entitled to repayment of the entire fee. A CFA means where the business has guaranteed they would refund your fee if your claim was not successful.


I have entered into an agreement within the last 14 days?
All clients who have an entered into an agreement are entitled to a 14 day cooling off period. This means you can cancel the agreement and request a refund of any fees paid. You should contact the claims management business as soon as possible informing them that you wish to cancel.


I paid for the service by credit card, what should I do?
If you did pay by credit card and the claims management business is no longer able to provide a service, you may be able to seek a refund direct from your credit card company. You should contact your credit card company and they will be able to advise if you have a claim. Consumer Direct also has useful advice on how to request a refund. Consumer Direct - Template Letter No.1 - Use when Goods and Services have been bought on credit


I paid for the service by debit card, what should I do?
Some banks and building societies operate voluntary schemes similar to those for credit cards; you will need to contact your debit card provider for further information.


I have paid in cash, by cheque or banker draft
If you have paid by any of the above means then you will not be able to recover the fee you paid other than to write and ask the business if they would be prepared to refund you if they have not provided the service or they are unable to provide the service as they are no longer authorised.


My claim has been sent to a third party (loan provider or solicitor), what should I do?
Contact the provider or solicitor and ask them to deal directly with you about your claim as the claims management business is no longer authorised. You should also write to the claims management business at their registered office address and lodge a complaint as they are no longer able to deal with your complaint. This may be helpful if the business goes into liquidation as your claim for a refund of fee, partial or otherwise, can be registered with the administrators.


My claim has been sent to the Financial Services Ombudsman?
If you know that your claim has been sent to the Financial Ombudsman then they will already have the claim documents. There is no need to contact the Ombudsman as they will contact you in due course. If you are not sure if your claim has been referred to the ombudsman please contact then to confirm they have details of your claim.


Can I take any other action against the business?
You might have a right to go to court for breach of contract, if a claims management business is no longer authorised. We would strongly recommend that you seek independent legal advice before taking any court action. Details of providers of free legal advice are below.

[shell]

Re: 2 Claims Companys

Sorry Tuttsi, never read it properly.