Hey all,
I took a loan out to buy a car with Advnatage Finance ( i wont mention that the guy put the price of the car up as he spoke to the loan company for me dodgey as hell!!)
Unfotunatley i was only 19-20 at the time of buying so My father signed the guarentee for me, even though all i've ever had was a really bad photo copy of the agrement, somehow I had everysingle piece of insurance possible....accept NON of it covers ME although my dad is only the guarentoor.....?
So I was for about 2 years, paying this without knowing until i broke my ankle couldn't pay them and no insurance although i was paying.
After i recoverd went back to work i wrote a nice letter asking them to canx, after a long drawn out battle of about 5-6months they finaly said they would cancel some of them becuase they can't cancel some or somthing like that, so i apparently had about 6months worth of ppi back which was about 75-80 a month.
Apart from the obvious is any of the above, dodgey, illegal or claimable, what i want to know is where should that "PPI refund have gone" to me personally? back to my loan account?
Anyway please please help im sick of comercialised people/companies taking the michael out of me! Also anybody had dealings with this company??`
Appreciate all looks and posts
I took a loan out to buy a car with Advnatage Finance ( i wont mention that the guy put the price of the car up as he spoke to the loan company for me dodgey as hell!!)
Unfotunatley i was only 19-20 at the time of buying so My father signed the guarentee for me, even though all i've ever had was a really bad photo copy of the agrement, somehow I had everysingle piece of insurance possible....accept NON of it covers ME although my dad is only the guarentoor.....?
So I was for about 2 years, paying this without knowing until i broke my ankle couldn't pay them and no insurance although i was paying.
After i recoverd went back to work i wrote a nice letter asking them to canx, after a long drawn out battle of about 5-6months they finaly said they would cancel some of them becuase they can't cancel some or somthing like that, so i apparently had about 6months worth of ppi back which was about 75-80 a month.
Apart from the obvious is any of the above, dodgey, illegal or claimable, what i want to know is where should that "PPI refund have gone" to me personally? back to my loan account?
Anyway please please help im sick of comercialised people/companies taking the michael out of me! Also anybody had dealings with this company??`
Appreciate all looks and posts
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