True Copy of CCA Agreement?

[Helper]

What is meant by a "true copy" of a CCA Agreement?

If a bank sent you the original of the CCA Agreement in error and did not keep a copy but registered a CCJ against you using a CCA Agreement with a different set of signatures(one you had never seen before) could you still say to the county courts that the agreement is unenforceable as the lender does not have the original of the copy of the CCA agreement that was sent to you?

Under the CCA is the bank right to say they just had two different managers sign and they happened to send you the one for which they did not keep a copy?

If the bank counter signed the agreement within the cooling-off period does it make the agreement unenforceable?

[MIKE770]

Re: True Copy of CCA Agreement?

Bump

[Mochamoo]

Re: True Copy of CCA Agreement?

Hi Helper welcome to Beagles.

have a little read of this ~~~ Consumer Credit Agreements - A Guide ~~~~ inc. Letters - Legal Beagles I am sure someone with a little more knowledge than me will be along to help you soon x

[Amethyst]

Re: True Copy of CCA Agreement?

Was one of the signatures you didn't recognise meant to be your own ?

[beamer130]

Re: True Copy of CCA Agreement?

Hi, Please help me.
In 2006, I ran up some credit card debts. Needless to say that they were unsecured. Aktiv Kapital and Cabot went to court and got an interim charge order on my property. These proceedings took place without my knowledge, because I was out of the country. I didn't get to know anything about the proceedings until recently, when the interim charge was already in place. Do you think I can do something about it now ?
Now that they have got an interim charge on my property, do you think its worth me asking them for a true copy of the original credit agreement. What are my options at the moment ? I have written to them asking for the true copy, but they have not responded. What do I do ?
Any information from you will be highly valued.