Please can someone help with some steeer - I wrote to the lawyers of the debt collection agency requesting a 'true' copy of the executed Agreement. I quoted S77-79 of the Consumer Credit Act 1974. The case is listed for mid-August. They have not complied with my request saying "...it is our position that these documents are sufficient to prove our case". What I have are fuzzy and largely illegidble copies of the Application form attached to some terms and conditions. I need a legible 'true' copy so that I can properly construct my defence. Can anyone help or suggest next steps for me please?
Help with refusal to provide 'true' copy of executed Agreement
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Re: Help with refusal to provide 'true' copy of executed Agreement
Hello tigs and welcome to Beagles.
Here is a guide ~~~ Consumer Credit Agreements - A Guide ~~~~ inc. Letters - Legal Beagles for you to have a read through. If the info you are after is not there please give a shout and someone will be along to help you.
Enaid x
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Re: Help with refusal to provide 'true' copy of executed Agreement
you need to get some directions from the court IMHO ordering them to disclose
Can you tell me please,
What is the value of the claim?
When you say hearing in mid august, is that the final hearing or a directions / case management hearing?
Did you file a defence to the claim at all? if so ,what did you say?
I fear that you may need to act fast and therefore i would ask that you answer the questions ASAP so we can see where you are at
it would be useful if you could give us some general background to the case too and laso the details of the particulars of claim etcI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.
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