cca request hoist finance

[peppapig]

Hi all

a few months ago I sent a cca request to hoist (they own this debt now) it was a loan I took with santander in 2008 (though they were still abbey then I think). No longer on my credit file, hasnt been for a few years. Was hoping it was SB but they have claimed I made a payment on 24th jan 2017. Bank statements suggest otherwise. So I sent them cca. This was in october I think. The only reply I got after was to return the £1 postal order I included stating it wasnt needed. Nothing else since. Yesterday I received a NOSIA from them. Ive since learned that is nothing to do with the cca request I made. So what do I do now? Do I sit tight and wait and see if they send anything else? I really wanted to know when the last payment was received due to their claim of payment in 2017. Any advice much appreciated.

[Barry1980's]

Hi There,

I have had experience with hoist, one of which i won and one i am paying back very slowly. If they had your details they would have sent them straight away. Until they can produce any sort of CCA you dont need to do anything or pay them anything. Obliviously when they do send you something make sure it is correct. (post it on here for help). One of mine i received from them had things missing, unless you point it out to them they wont acknowledge any wrong doing.

if they claim you made a payment in 2017 ask for the SAR too (free of charge too) assuming that if they cant prove it, it will have past the 6 year mark anyway so can pretty much be written off.