E-Signature CCA - Evidence or Not?

[StevenG]

Hi,


I recently requested a copy of my signed CCA agreement and received a response by email with a scanned document as an attachment. In the signature box for the customer is a handwritten note (not by me) which simply reads "ESIGNATURE". My question is, will this document alone be sufficient evidence or will they need to provide the emails if I decide to defend the claim? Furthermore, if they are required to provide proof of the the e-signature how will they be able to prove the authenticity of the email and in what format will they be accepted as evidence by the judge? Surely a print out will not carry sufficient weight as evidence?


Any advice will be on this would be much appreciated.


Regards


Steve

[Amethyst]

Is this a payday loan ?

The cca request doesnt require a signature copy of the agreement just a true copy of the agreement you would have signed.

If there was an id theft allegation then more evidence would be required - they'd show the transfer to your account, payments made etc as evidence the loan was your and they are the terms / agreement you would have signed - we probably need to know a bit more of the situation you are in and why the cca request was made to be able to help. Is there a live court claim against you for instance ?