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E-Signature CCA - Evidence or Not?

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  • E-Signature CCA - Evidence or Not?


    I recently requested a copy of my signed CCA agreement and received a response by email with a scanned document as an attachment. In the signature box for the customer is a handwritten note (not by me) which simply reads "ESIGNATURE". My question is, will this document alone be sufficient evidence or will they need to provide the emails if I decide to defend the claim? Furthermore, if they are required to provide proof of the the e-signature how will they be able to prove the authenticity of the email and in what format will they be accepted as evidence by the judge? Surely a print out will not carry sufficient weight as evidence?

    Any advice will be on this would be much appreciated.



  • #2
    Is this a payday loan ?

    The cca request doesnt require a signature copy of the agreement just a true copy of the agreement you would have signed.

    If there was an id theft allegation then more evidence would be required - they'd show the transfer to your account, payments made etc as evidence the loan was your and they are the terms / agreement you would have signed - we probably need to know a bit more of the situation you are in and why the cca request was made to be able to help. Is there a live court claim against you for instance ?
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