Tweet
Littlewoods Debt fraud?
Hi all, I posted earlier but for some reason it didn't show up.
Just wanted to say thank you for having me before I tell you my Story.
I had a littlewoods account 5-6 years ago and it was closed due to the debt not being paid, it was sold to Lowell Financial who have hounded me for years to pay it, the thing is, the Debt is not mine, my ex used my littlewoods account without authorisation to and bought £3600 worth of products, TVs, Ipads, Clothes etc, she signed for everything and even had the things delivered to her address, she recently moved, then refused to pay, I was told by Citizens Advice that because the debt was in my name I had no choice but to pay it.
A little while ago I found that this is on my credit file and is the only thing stopping me from getting a new couch and Bed which is desperately needed, I was advised by the salesman that what the Citizens Advice told me was wrong, so i set about researching how I could go about getting this written of because of my mental health issues which I have been dealing with all my life, I was told by Lowell I had to get the following: a letter of confirmation from my doctor of my issues, a third party Authority (my mum) and a letter from my psychologist explaining my problems and confirming I am under a psychologist.
I sent all this information to them and I was informed it could take up to 60 days to be processed, I phoned them earlier this week 19/10/2016 and politely asked what was going on, I was told that they are sending the Debt back to Littlewoods to either be closed or something else, I am a little concerned what the "something" is, i don't want to end up in court or Jail, I am a very paranoid person, suffer from extreme anxiety and depression, I also have autism so I could not have possibly made the purchases my ex did.
I'd like to know your thoughts and opinions on this, Sorry for the gigantic story but just wanted to make sure i didn't miss anything even though i probably did.
Kind regards, Kev
Just wanted to say thank you for having me before I tell you my Story.
I had a littlewoods account 5-6 years ago and it was closed due to the debt not being paid, it was sold to Lowell Financial who have hounded me for years to pay it, the thing is, the Debt is not mine, my ex used my littlewoods account without authorisation to and bought £3600 worth of products, TVs, Ipads, Clothes etc, she signed for everything and even had the things delivered to her address, she recently moved, then refused to pay, I was told by Citizens Advice that because the debt was in my name I had no choice but to pay it.
A little while ago I found that this is on my credit file and is the only thing stopping me from getting a new couch and Bed which is desperately needed, I was advised by the salesman that what the Citizens Advice told me was wrong, so i set about researching how I could go about getting this written of because of my mental health issues which I have been dealing with all my life, I was told by Lowell I had to get the following: a letter of confirmation from my doctor of my issues, a third party Authority (my mum) and a letter from my psychologist explaining my problems and confirming I am under a psychologist.
I sent all this information to them and I was informed it could take up to 60 days to be processed, I phoned them earlier this week 19/10/2016 and politely asked what was going on, I was told that they are sending the Debt back to Littlewoods to either be closed or something else, I am a little concerned what the "something" is, i don't want to end up in court or Jail, I am a very paranoid person, suffer from extreme anxiety and depression, I also have autism so I could not have possibly made the purchases my ex did.
I'd like to know your thoughts and opinions on this, Sorry for the gigantic story but just wanted to make sure i didn't miss anything even though i probably did.
Kind regards, Kev
Comment