• Welcome to the LegalBeagles Consumer and Legal Forum. Please register to get the most out of the forum. Registration is free and only needs a username and email address.
  • LegalBeaglesģ is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

    Please do not post your full name, reference numbers or any identifiable details on the forum.

Credit Debt - mum using my name

  • Filter
  • Time
  • Show
Clear All
new posts

  • Credit Debt - mum using my name

    Any response would be appreciated.

    Recently, I have received a CCJ from Lowells Solicitors saying that I owe money for a catalogue at JD Williams. I have no knowledge of this and have never had an account with them.

    I have had contact with Lowells who placed the account under investigation and followed up with contacting JD Williams who after a few days of conversation accepted it was not my account and over the phone accepted it was fraud.

    The account was opened up at my Mumís address with her email. I have never lived at that address and only had my post going there as Iím currently a student but have always lived at my nans. All my documentation has been registered at my mumís for multiple years as I never got around to changing it until this year due to workload of being a student.

    That account is still under investigation by Lowells Solicitors even though JD Williams accepted it as fraud.

    Today I have received two other letters from Lowells Financial LTD about accounts with Very and Littlewoods which I also have no knowledge of, this letter was headed with Ďpre-legal assessmentí. After contacting them they have placed the account under investigation.

    I believe my mum opened the accounts in my name due to my good credit history previously which JD Williams accepted and passed that on to Lowells Solicitors from the first case.

    This is killing me as Iím supposed to move away towards the end of the year for study abroad but now Iím at my wits end as I have no knowledge of this as I had never been given any letters so I believe my mum hid them from me.

    Does anyone have any advice? I have a solicitor but I really need this sorted out swiftly as I have so much to sort out before I move away.

    Any advice would be thoroughly appreciated.

    Tags: None

View our Terms and Conditions

LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.

If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.


No announcement yet.

Court Claim ?

Guides and Letters

upgrade to vip

Want exclusive access to forums, more privacy and a live chat box? Upgrade to become a bigger part of our community.

only £15/yr

Offers available. No subscription traps.

sign up now

Search and Compare fixed fee legal services and find a solicitor near you.

Find a Law Firm