I was looking for some advise on what I should do regarding Lowell. Portolia 1 who have started to harass me with letters and phone calls.
Back in May 2008 Littlewoods agreed not to pursue me due to not having a signed agreement this I have confirmed in writing.
On the 12 sept 2008 I got a letter from Shop Direct informing me they have passed my debt to lowells.
On the 15 sept 2008 I got a letter for Lowell informing me they have been passed my debt from Shop Direct and to call them to make a payment agrangement.
Both these letters are similer so I think they have come from the same office.
Now the question is what should I do?
First of all do Shop Direct have the right to pass my personal details onto a DCA when I haven't given them the authorization to do so i.e signed any agreement.
Should I just contact lowell's and tell them that Littlewoods had agreed not to pursue.
I wasn't aware at the time that this would happen otherwise I think I would have tried to have got the debt taken off my credit report.
It was great news at the time when they said they were not going to pursue but I didn't think it would come back knocking at my door.
Any ideas?
Lizzy1
Back in May 2008 Littlewoods agreed not to pursue me due to not having a signed agreement this I have confirmed in writing.
On the 12 sept 2008 I got a letter from Shop Direct informing me they have passed my debt to lowells.
On the 15 sept 2008 I got a letter for Lowell informing me they have been passed my debt from Shop Direct and to call them to make a payment agrangement.
Both these letters are similer so I think they have come from the same office.
Now the question is what should I do?
First of all do Shop Direct have the right to pass my personal details onto a DCA when I haven't given them the authorization to do so i.e signed any agreement.
Should I just contact lowell's and tell them that Littlewoods had agreed not to pursue.
I wasn't aware at the time that this would happen otherwise I think I would have tried to have got the debt taken off my credit report.
It was great news at the time when they said they were not going to pursue but I didn't think it would come back knocking at my door.
Any ideas?
Lizzy1
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