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Re: Debts sold on for less than settlement offer
Very true Wales01man, we are governed by a gang of oafs interested in feathering their own nests. For years I was a firm tory would you believe!
I am not new to debt or dealing with creditors. My real debt crisis was in 2009. My husband had been made redundant, our savings had run out and I was what many thought, terminally ill. I was about to go into hospital for some pretty major surgery and knew that if I survived I would be pretty fragile for quite some time. My husband was beginning to crumble and in a last ditch attempt to get him a little peace I called Santander to ask them to ‘lay off’ with the phone calls and threatening letters until I was recovered enough to deal with them. The woman I spoke to at their internal collections department was not just rude but cruel. I am not a ‘crier’ but the fear of what I was about to face combined with our desperate financial situation and this woman’s horrible attitude got to me. She forgot to put me on hold when she crowed to her colleagues ‘yippee, not yet 10 o’ clock and I made one cry already’.
Of course I now know I should not have spoken to them on the phone. I also know that now I would have torn her and her company apart but to be honest I did not think I was ever going to come out of hospital and I never even took down her name.
I have fought the odds health wise and we have almost clawed our way back financially which was also something of a miracle so you see I am not naïve or ignorant of just how much the odds are often stacked up against us.
I became so angry when I saw that programme about food banks and every person who had to go to these places and literally hold their hand out like a Victorian street urchin had debts. When the egg woman herself,Edwina Curry came on with that smug sanctimonious grin on her face and said ‘in my day we put food on the table first’ I almost put my foot through the telly. She did not understand that the DCA bullies take the money from the most vulnerable leaving them nothing to buy food with. If it were not for sites like this offering sound advice they would be doing it to many more people. I hope someday to get the opportunity to ask her if she thought debt or adultery to be the greater sin! (Remember John Major!!)
Very true Wales01man, we are governed by a gang of oafs interested in feathering their own nests. For years I was a firm tory would you believe!
I am not new to debt or dealing with creditors. My real debt crisis was in 2009. My husband had been made redundant, our savings had run out and I was what many thought, terminally ill. I was about to go into hospital for some pretty major surgery and knew that if I survived I would be pretty fragile for quite some time. My husband was beginning to crumble and in a last ditch attempt to get him a little peace I called Santander to ask them to ‘lay off’ with the phone calls and threatening letters until I was recovered enough to deal with them. The woman I spoke to at their internal collections department was not just rude but cruel. I am not a ‘crier’ but the fear of what I was about to face combined with our desperate financial situation and this woman’s horrible attitude got to me. She forgot to put me on hold when she crowed to her colleagues ‘yippee, not yet 10 o’ clock and I made one cry already’.
Of course I now know I should not have spoken to them on the phone. I also know that now I would have torn her and her company apart but to be honest I did not think I was ever going to come out of hospital and I never even took down her name.
I have fought the odds health wise and we have almost clawed our way back financially which was also something of a miracle so you see I am not naïve or ignorant of just how much the odds are often stacked up against us.
I became so angry when I saw that programme about food banks and every person who had to go to these places and literally hold their hand out like a Victorian street urchin had debts. When the egg woman herself,Edwina Curry came on with that smug sanctimonious grin on her face and said ‘in my day we put food on the table first’ I almost put my foot through the telly. She did not understand that the DCA bullies take the money from the most vulnerable leaving them nothing to buy food with. If it were not for sites like this offering sound advice they would be doing it to many more people. I hope someday to get the opportunity to ask her if she thought debt or adultery to be the greater sin! (Remember John Major!!)
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