tracing money transfers from 2009

[stormlady]

can a bank give me information on 'transfers' that took place on an old joint acct. I want to find out which companies the money transfers went too.

thanks.

[teaboy2]

Re: tracing money transfers from 2009

You could try a subject access request which would result in the bank sending you the last 6 years of statements that they hold for the account.

[stormlady]

Re: tracing money transfers from 2009

i already have a copy of the bank statement for the day the transfers took place, but it only shows as a transfer and i need to find out which companies the money went too.

[leclerc]

Re: tracing money transfers from 2009

i already have a copy of the bank statement for the day the transfers took place, but it only shows as a transfer and i need to find out which companies the money went too.

I'm sure I answered this one on another thread but ask the bank for a trace as to where the money has gone to.

[stormlady]

Re: tracing money transfers from 2009

what if it has been online banking transfers, there are no banking slips that are used within the bank to prove where the funds went.

[leclerc]

Re: tracing money transfers from 2009

what if it has been online banking transfers, there are no banking slips that are used within the bank to prove where the funds went.

The bank should have electronic records of payments made from an account to another, ie account numbers and sort code.

So again, ask the bank..... unlike on the television there is very rarely any transaction that cannot be traced and it's only from 2009 not 1969

[stormlady]

Re: tracing money transfers from 2009

ok thanks.

sorry to keep asking questions but its important info im trying to locate.

how do i then find out the company name of where the acct number and sort code relate too. i do have a rough idea of where the money went but i need it down in black and white for my lawyer.

[leclerc]

Re: tracing money transfers from 2009

Ok, first of all what does the narrative say on the bank statement? Does it simply say "online payment" or does it give a narrative so as to give a clue as to the payee?

[stormlady]

Re: tracing money transfers from 2009

all it gives is the word 'transfer', the date and the amount. no more details and of course these r the details i need. been into the bank and theyve requested any bank vouchers, that what they called them, for the date the monies left the acct.

[leclerc]

Re: tracing money transfers from 2009

all it gives is the word 'transfer', the date and the amount. no more details and of course these r the details i need. been into the bank and theyve requested any bank vouchers, that what they called them, for the date the monies left the acct.

They may be looking at a transfer between accounts possibly. It sounds like the bank are looking into this. Have they given you a timescale for a response?

[IanM]

Re: tracing money transfers from 2009

If you have the sort code and account number then go into the bank, fill in a deposit slip for £1 then hand it to the cashier, ask them to confirm it has gone through to the account and ask them for the name of the person or company that received it and they should tell you.

[stormlady]

Re: tracing money transfers from 2009

yeah they said around 1 week. im desperate to find out the details as its part of a divorce and my future finances.

[leclerc]

Re: tracing money transfers from 2009

If you have the sort code and account number then go into the bank, fill in a deposit slip for £1 then hand it to the cashier, ask them to confirm it has gone through to the account and ask them for the name of the person or company that received it and they should tell you.

They will not do this as it is a breach of Data Protection Act 1998. When I worked as a cashier I could only confirm that information providing you asked me if the name of the account was x y or z and if it was not then I would not be stating who's account it was.

[stormlady]

Re: tracing money transfers from 2009

so if i gave the name of the person who i know had the account, they could tell me the company name??

im not sure if im getting confused now

the debt/accounts that was paid by these transfers are now closed.

does that make a difference?? i know they were barclaycard, a car finance company and possibly a bank credit card.

[leclerc]

Re: tracing money transfers from 2009

so if i gave the name of the person who i know had the account, they could tell me the company name??

im not sure if im getting confused now

the debt/accounts that was paid by these transfers are now closed.

does that make a difference?? i know they were barclaycard, a car finance company and possibly a bank credit card.

Ok, if the account is closed ie that it is going into a limited company account and NOT a credit card of finance company then they can only confirm that the company name is x or y based on you asking the question. IF the money went into a barclaycard account or car finance company or bank credit card then NO cashier could confirm the name but the bank if they are tracing the payments can provide details of the card number where the money went to. Does that make sense?