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GMAC Mortgage Charges Reclaim

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  • GMAC Mortgage Charges Reclaim

    Am attaching a request for refund of mortgage penalty charges (letter provided courtesy of Tuttsi - thank you) and have modified it obviously to suit.

    Could someone please just cast their expert eye over it and make sure I haven't got anything in there that is no longer relevant please?

    Also, not sure whether to leave out last paragraph at this stage - not wanting to get their backs up with 'threats' before even letting them have a chance to look into the matter and respond.

    On another note - I have included 8% interest but bearing in mind mortgage interest rates generally run at less than 8% am wondering if this would be correct???

    Any help would be gratefully received.

    Thanks
    jaxx
    Tags: None

  • #2
    Re: GMAC Mortgage Charges Reclaim

    I have to say hun, I am not that clever, someone else wrote it and passed to me.

    I am not sure I would call them Penalty charges though although they probably are lol.

    Well if it went to court for instance you would get 8% so dont worry about the rate.
    I would go the FOS route once you have been told that they are not going to play nicely.

    Fingers crossed hun.xxx

    Originally posted by jax007 View Post
    Am attaching a request for refund of mortgage penalty charges (letter provided courtesy of Tuttsi - thank you) and have modified it obviously to suit.

    Could someone please just cast their expert eye over it and make sure I haven't got anything in there that is no longer relevant please?

    Also, not sure whether to leave out last paragraph at this stage - not wanting to get their backs up with 'threats' before even letting them have a chance to look into the matter and respond.

    On another note - I have included 8% interest but bearing in mind mortgage interest rates generally run at less than 8% am wondering if this would be correct???

    Any help would be gratefully received.

    Thanks
    jaxx

    Comment


    • #3
      Re: GMAC Mortgage Charges Reclaim

      I sent this one Jax--but still ongoing (if I get back to it)

      Legal Beagles Consumer Forum

      post 13

      Comment


      • #4
        Re: GMAC Mortgage Charges Reclaim

        Great ... thanks both of you.

        I'll get letter sent off and let you know how it goes.

        xx

        Comment


        • #5
          Re: GMAC Mortgage Charges Reclaim

          I won GMAC charges with no problem a few year ago.

          Comment


          • #6
            Re: GMAC Mortgage Charges Reclaim

            Have you the mortgage terms and conditions? if the answer is no I suggest you have sight of them before taking action.

            Comment

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