Irresponsible lending

[Amethyst]

Re: Irresponsible lending

Again, just a reminder. I intend to pay off all loan. Debt avoidance and not paying dues are the reason for the current economic climate, I wanted to share my story with you guys and get others views on it....

I got that from your earlier posts and I agree that it is important - irresponsible lending is something that has been tightened up a lot, through the TCF principles and the OFT reports, and as leclerc and Casper mentioned this specific account is no longer available. If the same kind of loan selling happened today I would be extremely suprised and the FSA would be very interested in it. This kind of lending has happened in the past to more vulnerable people and some are still struggling under the weight of it - and discussions over the subject can only serve to assist those people in the future.

If you do still have the paperwork then yes it would be interesting to see them - but not as evidence you are telling the truth. If not and you request them from the bank under the DPA or CCA then the response would be quite enlightening too.