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hi all, I'm new to this forum so hoping I'm posting in the correct place.
I've been recommened this forum as I'm looking for some help regarding a charging order on my house for a NatWest credit Card.
I've had a letter from the Land Registery saying I have to respond by Sept 12th and a letter from Shoosmiths with a N379 form and a court date next month (I was advised not to post specific dates?).
I sent NatWest a CCA request 3 years ago. They responded in time. They sent me my signed application form, a copy of one of my statements, a leaflet of the T&C from 2008 (my application was 2001!), a computer print out of some general terms and conditions but more importantly a computer print out of the terms of a CCA (dated 2004), no signature and my CURRENT address prinited on the top in a different font, different address to the one one I was living at when I applied for the card in 2001. I've had advice that this was totally wrong and I could persue it further for fraud by NatWest but I felt way out of my depth and like a lot of people in debt, I chose to ignore it hoping it would go away :-(
Now I've got a court date for the amount to be charged to the house. I've dared not tell my husband yet as he'll go mad so I'm in a bit of a state at the moment with worry.
Is there any way possible of fighting this or have I left it too late?
Hoping for some guidence from someone
.
I've been recommened this forum as I'm looking for some help regarding a charging order on my house for a NatWest credit Card.
I've had a letter from the Land Registery saying I have to respond by Sept 12th and a letter from Shoosmiths with a N379 form and a court date next month (I was advised not to post specific dates?).
I sent NatWest a CCA request 3 years ago. They responded in time. They sent me my signed application form, a copy of one of my statements, a leaflet of the T&C from 2008 (my application was 2001!), a computer print out of some general terms and conditions but more importantly a computer print out of the terms of a CCA (dated 2004), no signature and my CURRENT address prinited on the top in a different font, different address to the one one I was living at when I applied for the card in 2001. I've had advice that this was totally wrong and I could persue it further for fraud by NatWest but I felt way out of my depth and like a lot of people in debt, I chose to ignore it hoping it would go away :-(
Now I've got a court date for the amount to be charged to the house. I've dared not tell my husband yet as he'll go mad so I'm in a bit of a state at the moment with worry.
Is there any way possible of fighting this or have I left it too late?
Hoping for some guidence from someone
.
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