"Helpful"? Banking

[dogtired]

Cannot belive the conversation I had yesterday with NatWest!
Wanted me to transfer to a fee paying account to "save" me money and verbally offered a short term personal loan and a credit card!

I declined all three!:tinysmile_hmm_t2:

[enaid]

Re: "Helpful"? Banking

Well they couldn't try and sell you PPI or you could have had the fantastic four lol
They have learned nothing after all these years have they?

[leclerc]

Re: "Helpful"? Banking

Cannot belive the conversation I had yesterday with NatWest!
Wanted me to transfer to a fee paying account to "save" me money and verbally offered a short term personal loan and a credit card!

I declined all three!:tinysmile_hmm_t2:

Shock horror a useless packaged account, personal debt and more personal debt......shocking

[charitynjw]

Re: "Helpful"? Banking

Sounds like the "Darren Brown" techniques used in certain retail outlets.
Did they also try & sell you an extended warranty & gold- plated cables lol

[dogtired]

Re: "Helpful"? Banking

Sounds like the "Darren Brown" techniques used in certain retail outlets.
Did they also try & sell you an extended warranty & gold- plated cables lol

No , but he did try the home insurance and did not know what to say when I asked him what happened after the year!
Very surprised though as we are on a bit of a knife edge financially and it would have been all too easy to say "yes".

[leclerc]

Re: "Helpful"? Banking

No , but he did try the home insurance and did not know what to say when I asked him what happened after the year!
Very surprised though as we are on a bit of a knife edge financially and it would have been all too easy to say "yes".

Another review, increased loan to pay off your credit card yet not compulsion on you to close the credit card accounts(plus the useless packaged account at £12.95 per month).

[cappo]

Re: "Helpful"? Banking

[QUOTE=dogtired;204937]No , but he did try the home insurance and did not know what to say when I asked him what happened after the year!
Very surprised though as we are on a bit of a knife edge financially and it would have been all too easy to say "yes



well done and congratulations to you d.t it couid,nt have been easy turning that lot down,it wouid have just dropped you deeper in it wouid,nt it.As nattie said it,s a totally expensive useless package with no advantages unless you want to go abroad and get cheaper holiday insurance and let,s face it who can afford to go abroad these days.

[dogtired]

Re: "Helpful"? Banking

[quote=cappo;205027]

No , but he did try the home insurance and did not know what to say when I asked him what happened after the year!
Very surprised though as we are on a bit of a knife edge financially and it would have been all too easy to say "yes



well done and congratulations to you d.t it couid,nt have been easy turning that lot down,it wouid have just dropped you deeper in it wouid,nt it.As nattie said it,s a totally expensive useless package with no advantages unless you want to go abroad and get cheaper holiday insurance and let,s face it who can afford to go abroad these days.

I told him that tried to sell the mobile phone insurance and break down insurance but again didnt know what to say when I told him my mobile is almost four years old and is the cheapest pay as you go phone I could get and that we already have breakdown along with the car insurance!
and how come something i had to pay a fee for actually was supposed to pay me money!
no it wasnt easy ! :tinysmile_kiss_t4:

[leclerc]

Re: "Helpful"? Banking

[QUOTE=dogtired;205037]

I told him that tried to sell the mobile phone insurance and break down insurance but again didnt know what to say when I told him my mobile is almost four years old and is the cheapest pay as you go phone I could get and that we already have breakdown along with the car insurance!
and how come something i had to pay a fee for actually was supposed to pay me money!
no it wasnt easy ! :tinysmile_kiss_t4:

I would add that their illustrators are usually based on Breakdown cover no discounts(I saved £24.50 this year on the quoted price), on expensive phone insurance that, unless you are really vain or forgetful(in which case you should not be allowed to have a mobile phone) you'll lose.

Glad to see they didn't get towards overseas holidays cos unless you got their bonus for this year(more than likely to be 10% of their own yearly salary) you wouldn't be getting.

Next time they offer you Advantage Gold, ask them if they pay a monthly fee themselves for the account. If they say YES, then tell them that they shouldn't be paying for it.

Just so you can see what they were selling you for £12.95 and what they get for FREE.
RBS - Your Bank - Gold Accounts

BTW, only time I ever had a packaged account was when I didn't pay for it

[dogtired]

Re: "Helpful"? Banking

Mmm very interesting!
When we opened the account they did do it as advantage goldl and when I realised i went into the branch and asked it just to be an ordinary currant account they did this and actually refunded a months worth of fees!

[cappo]

Re: "Helpful"? Banking

Mmm very interesting!
When we opened the account they did do it as advantage goldl and when I realised i went into the branch and asked it just to be an ordinary currant account they did this and actually refunded a months worth of fees!

bankers are cowboys why did we trust them for all those years when the sun shines they give you an umbrella when it rains they take it back again.

[dogtired]

Re: "Helpful"? Banking

They are, just waitng for The Lone Ranger!

[cappo]

Re: "Helpful"? Banking

They are, just waitng for The Lone Ranger!

ha ha your right there d.t

[dogtired]

Re: "Helpful"? Banking

Barclays are at it now, just got mail shot from them asking me if i want to have a new Barclay Card as I had done so well in paying them off once!
I am getting worried, has my very dark credit rating suddenly been washed clean!:tinysmile_aha_t:

[leclerc]

Re: "Helpful"? Banking

Barclays are at it now, just got mail shot from them asking me if i want to have a new Barclay Card as I had done so well in paying them off once!
I am getting worried, has my very dark credit rating suddenly been washed clean!:tinysmile_aha_t:

I get marketing stuff from them as well as tesco et al. I have two piles of stuff, one for the paper recyling and one for the shredder. Works wonders.