Hi - we took a loan out approx 10 years ago for £120K, we requested to repay the loan ahead of the full term and paid the full amount requested at the time by the bank.
3 years down the road we have no debt with the bank and the property concerned is mortgage free I found from the Land Registry that Nat West are still "mentioned" on the title deeds as having an interest. I have asked them to confirm to the land registry that this is in fact no longer the case. They will do this only if I pay £245 fee.
Over the phone I have objected to the fee but explained I have to have the deeds so they will need to take the funds from one of my accounts but I feel that I've been bent over the barrell. Any ideas suggestions?
I have the original loan documentation and I can find no reference to this at all.
3 years down the road we have no debt with the bank and the property concerned is mortgage free I found from the Land Registry that Nat West are still "mentioned" on the title deeds as having an interest. I have asked them to confirm to the land registry that this is in fact no longer the case. They will do this only if I pay £245 fee.
Over the phone I have objected to the fee but explained I have to have the deeds so they will need to take the funds from one of my accounts but I feel that I've been bent over the barrell. Any ideas suggestions?
I have the original loan documentation and I can find no reference to this at all.
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