Early Repayment Charges Refund

[Ruby]

I have just heard recently a friend of mine got a refund cheque for several thousand pounds from Halifax for repaying her mortgage off early. Apparently in the letter from Halifax it said that they are not allowed to charge for early repayments anymore so here's her money back. How nice for her since she was not expecting this at all and to get this cheque out of the blue was obviously great.

Could someone please explain how this works and how it can benefit the rest of us? She redeemed her mortgage in 2008.

[Ruby]

Re: Early Repayment Charges Refund

I really do not want this to fade into oblivion, can any one shed some light on this matter please? This could be so important to so many of us.......

[stevieg662]

Re: Early Repayment Charges Refund

Hi Ruby how did your friend start the ball rolling on this one or did Halifax just send it out of the blue? Cheers STEVIEG662

[Ruby]

Re: Early Repayment Charges Refund

Halifax just sent it out of the blue...

[Budgie]

Re: Early Repayment Charges Refund

Hi Ruby, would really like to see this letter, any chance you could get your friend to give you an edited copy ( removing all her personal details ) and post it up.

[Ruby]

Re: Early Repayment Charges Refund

Unfortunately they have moved to N. Zealand so its not possible.

[borgbaiter]

Re: Early Repayment Charges Refund

sounds a little odd