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BVLegal Statutory Demand Posted Through Back Door. WON!!!!
Hello
This is my first post to any kind of forum and I am desperately hoping someone may be able to help me.
My niece called me today to say she had noticed a letter had been posted to the back of my house (so not through the front door of the house where the post is delivered/where you'd knock the door) but delivered by hand, through the back door which leads to a unused storage room i rarely go in. She opened and read the letter for me and it was a statutory demand delivered by hand from BV Legal on behalf on Lowells, who have combined three debts from very dark days a long long time ago.
It was posted 18th March but I've only seen it today. So I am well passed the 18 days to apply to set it aside. I don't know what to do .... i really don't. I do not want to be made bankrupt!!!!! After the very dark days, five years later I just about have my life back together having just got a permanent job last week. I'm so scared now .. this letter has come out of nowhere. I haven't had any visits or previous correspondence from them. And is it ok that they wouldn't even post it in my front door?
They have listed three debts and i wondered if they could possibly be statute barred (which is a term i have literally found out today!) and in the list they have said the default dates are 17th August 2009, 17 July 2009 and 10 April 2009. I can't prove it because i don't have any records but i wouldn't mind betting they were even before this ...
I don't know what to do ... on any front
please help if you can
This is my first post to any kind of forum and I am desperately hoping someone may be able to help me.
My niece called me today to say she had noticed a letter had been posted to the back of my house (so not through the front door of the house where the post is delivered/where you'd knock the door) but delivered by hand, through the back door which leads to a unused storage room i rarely go in. She opened and read the letter for me and it was a statutory demand delivered by hand from BV Legal on behalf on Lowells, who have combined three debts from very dark days a long long time ago.
It was posted 18th March but I've only seen it today. So I am well passed the 18 days to apply to set it aside. I don't know what to do .... i really don't. I do not want to be made bankrupt!!!!! After the very dark days, five years later I just about have my life back together having just got a permanent job last week. I'm so scared now .. this letter has come out of nowhere. I haven't had any visits or previous correspondence from them. And is it ok that they wouldn't even post it in my front door?
They have listed three debts and i wondered if they could possibly be statute barred (which is a term i have literally found out today!) and in the list they have said the default dates are 17th August 2009, 17 July 2009 and 10 April 2009. I can't prove it because i don't have any records but i wouldn't mind betting they were even before this ...
I don't know what to do ... on any front
please help if you can
Hopefully she'll be able to find out what's happening with the claim and advise them on the slightly dodgy method of service.
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