what are the laws that controll a creditors during the administration of bankruptcy

[Crazy council]

what are the laws regulations that controll a creditors during the administration of the bankruptcy. For example, what if the creditor that made the bankruptcy claim ( council ), refused to apply some credits to the accounts on the bankruptcy. IE council claimed £ 4400 ( 2007 ), a rebinding claim on house ended with credits being applied of apprx £ 2000 ( for 1997- 2010 ).


£ 1600 of these were due up to 2007, when I was bankrupted. I asked the council to pay them off the bankruptcy claim ( 4400 ), they refused, tried to send me the money, A request for information ( SAR ) of the trustee ( PWC ) and the credior ( NELC ) show a discussion between them, seemingly with them agreeing that it didnt need paying off the bankruptcy debt. For the avoidence of doubt, I was bankrupted for CT accounts up to 2007.


I have looked through some legislation but can not find what controls the actions of a creditor during the administration of a bankruptcy

[Caspar]

Re: what are the laws that controll a creditors during the administration of bankrupt

I'd suggest you contact these people. They should be well placed to answer your question.

IVA | Individual Voluntary Arrangements | IVAs | UK Debt and IVA Advice Help

[Crazy council]

Re: what are the laws that controll a creditors during the administration of bankrupt

I have a bigger set of actions ready against this creditor so am sort of looking for any legislation/rewgulations to guide.

The regs and legislation aroundf the trustee have been very helpfull, and should produce a substantial reduction in fees, ther eare also penalty possibilitys for the trustee, just looking if there is similar for the creditor.

[leclerc]

Re: what are the laws that controll a creditors during the administration of bankrupt

Enterprise Act 2002

The above relates to bankruptcy law.

[Crazy council]

Re: what are the laws that controll a creditors during the administration of bankrupt

Have just had a look through that and can not find anything that applys to creditors, The insolvancy act 303,304 control the actions of the trustee,

[Sparkie1723]

Re: what are the laws that controll a creditors during the administration of bankrupt

Has a trustee been appointed yet??

Sparkie

[Caspar]

Re: what are the laws that controll a creditors during the administration of bankrupt

I still think a call to the Insolvency Helpline linked above may be of help.

[Crazy council]

Re: what are the laws that controll a creditors during the administration of bankrupt

sparkly, Yes trustee was PWC, am fighing them, only had small debts there charges are out of this world ( less than £ 9000 trustees fees more and £ 70,000 , this creditor appointed them. I have gone to the trustees regulator, and am nearly ready to go back to court. Am in negoteations with the trustee at the mmoment but am expecting to have to go back to court ( section 303-4 )

casper, thanks i will give them a call

[SpringerSpaniel]

Re: what are the laws that controll a creditors during the administration of bankrupt

I have posted about this on another thread, but it may be helpful to you as well

The Bankruptcy Association (you do not have to be bankrupt or going through bankruptcy to join, they offer help and support with any serious financial difficulty) offer as a service to their members a written opinion for a nominal fee from Carrick Read Insolvency (a very reputable and debtor-friendly firm) in any difficult legal matter:

Bankruptcy Lawyers | THE BANKRUPTCY ASSOCIATION

This is some of the best value legal advice on financial probs I know of, in terms of high quality expertise and modest cost.

Read more at: Poochie and WFS Summary - Legal Beagles Consumer Forum

[Sparkie1723]

Re: what are the laws that controll a creditors during the administration of bankrupt

sparkly, Yes trustee was PWC, am fighing them, only had small debts there charges are out of this world ( less than £ 9000 trustees fees more and £ 70,000 , this creditor appointed them. I have gone to the trustees regulator, and am nearly ready to go back to court. Am in negoteations with the trustee at the mmoment but am expecting to have to go back to court ( section 303-4 )

casper, thanks i will give them a call

This guy has been through it all give hime a call

Spaerkie
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[SpringerSpaniel]

Re: what are the laws that controll a creditors during the administration of bankrupt

Thye are very good, I can thoroughly recommend them.