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Hi to all at LB and a quick thanks for all the work you all do.
I have received a SD from CapQuest today for a debt of £4716.41 to CitiFinancial. I have been through the site with regards dealing with DCA's and will be taking action tommorrow by drafting a CCA letter and attempt to get it back into the control of the OC and deal with them direct.
However, one curious thing that is making me wonder if this is just a scare tactic or the real deal, is that in the same letter, CapQuest have stated that if I contact them before the SD completion date, August 22nd, they will accept a reduced payment of £2829.85 over a time period that can be negotiated around my current circumstances - "Alternative proposals will also be considered".
Is this a common practice in SD letters, or is this a CapQuest method of trying to scare the hell out of me and forcing me to accept their terms?
Thanks in advance for any advice.
I have received a SD from CapQuest today for a debt of £4716.41 to CitiFinancial. I have been through the site with regards dealing with DCA's and will be taking action tommorrow by drafting a CCA letter and attempt to get it back into the control of the OC and deal with them direct.
However, one curious thing that is making me wonder if this is just a scare tactic or the real deal, is that in the same letter, CapQuest have stated that if I contact them before the SD completion date, August 22nd, they will accept a reduced payment of £2829.85 over a time period that can be negotiated around my current circumstances - "Alternative proposals will also be considered".
Is this a common practice in SD letters, or is this a CapQuest method of trying to scare the hell out of me and forcing me to accept their terms?
Thanks in advance for any advice.
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