Tweet
I posted about this in Courts Issues section yesterday but now realising that there is a section on this forum covering statutory demands and bankruptcies specifically, so I am posting here in hope of some advice/opinions.*
The issue is that I received a statutory demand yesterday, for an amount less than £500, from a contractor who was doing some odd jobs on my property in November but gone missing in the 3 weeks before Christmas, later trying to charge me for that absent time and leaving his unfinished projects in a shocking state. He delivered the demand form yesterday by randomly turning up at my garden and handing it to my 9-year-old son who got quite alarmed by the encounter. I previously asked this contractor on 6 different occasions in December to provide a timesheet and an itemised invoice but he refused to do, so this amount has been in dispute for a few weeks now.
So*now, instead of providing me with a proper invoice or dealing with unfinished project issues, he decided to just print a form off the Internet and hand it to my young son who was playing in the garden, trespassing on my property out of the blue.
In the form, there is no court name listed, and he did not provide any additional details of the alleged debt, just stating the total amount and wanting 8% interest on it and a "loss of earnings" (presumably, for not turning up to finish the works he promised to finish before Christmas).
Yesterday, I was researching how to apply for the SD to be set aside - but then I realised that because the amount is below the £5,000 for personal bankruptcies, this matter is not eligible for a bankruptcy petition anyway. Also, the cost of bankruptcy petition is over £1,000 to the petitioner, and non-recoverable - so only a complete moron would try to go down that route for an alleged un-invoiced debt of less than £500 - but I am dealing with an utter and complete moron unfortunately.
So what happens if I just ignore the statutory demand? Can the fact that I did not apply to set it aside be held against me in any other way? I understand that this amount will not qualify for a bankruptcy petition in any case - but can this statutory demand, and the lack of attempt to set it aside, be used in another way, outside of Insolvency Act?
I do not mind filling the set-aside form but it does look looks extremely confusing for this matter, and I would not like to waste the court's (or my) time unless I absolutely have to.*
Yesterday, I was extremely stressed out when my son handed me the letter -* I was hyperventilating for a couple of hours after my son gave me the letter - and it would be so much relief if I can just let the
The issue is that I received a statutory demand yesterday, for an amount less than £500, from a contractor who was doing some odd jobs on my property in November but gone missing in the 3 weeks before Christmas, later trying to charge me for that absent time and leaving his unfinished projects in a shocking state. He delivered the demand form yesterday by randomly turning up at my garden and handing it to my 9-year-old son who got quite alarmed by the encounter. I previously asked this contractor on 6 different occasions in December to provide a timesheet and an itemised invoice but he refused to do, so this amount has been in dispute for a few weeks now.
So*now, instead of providing me with a proper invoice or dealing with unfinished project issues, he decided to just print a form off the Internet and hand it to my young son who was playing in the garden, trespassing on my property out of the blue.
In the form, there is no court name listed, and he did not provide any additional details of the alleged debt, just stating the total amount and wanting 8% interest on it and a "loss of earnings" (presumably, for not turning up to finish the works he promised to finish before Christmas).
Yesterday, I was researching how to apply for the SD to be set aside - but then I realised that because the amount is below the £5,000 for personal bankruptcies, this matter is not eligible for a bankruptcy petition anyway. Also, the cost of bankruptcy petition is over £1,000 to the petitioner, and non-recoverable - so only a complete moron would try to go down that route for an alleged un-invoiced debt of less than £500 - but I am dealing with an utter and complete moron unfortunately.
So what happens if I just ignore the statutory demand? Can the fact that I did not apply to set it aside be held against me in any other way? I understand that this amount will not qualify for a bankruptcy petition in any case - but can this statutory demand, and the lack of attempt to set it aside, be used in another way, outside of Insolvency Act?
I do not mind filling the set-aside form but it does look looks extremely confusing for this matter, and I would not like to waste the court's (or my) time unless I absolutely have to.*
Yesterday, I was extremely stressed out when my son handed me the letter -* I was hyperventilating for a couple of hours after my son gave me the letter - and it would be so much relief if I can just let the
Comment