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Queries about bailiff conduct following payment online to council

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  • Queries about bailiff conduct following payment online to council

    Hi,


    Excellent forum and I've already found some useful information, but a situation happened today that I'd appreciate some advice on before I blow a gasket, so that I can aim my well deserved ire in the right direction.


    I'll try to keep this short. Because of significant debt, I allowed my council tax to fall badly into arrears. the last two years were both defaulted and the council obtained liability orders, then passed them to Ross and Roberts.


    Following an earlier visit, I arranged to pay £100 a month to them, which I did online each month from April last year to January this year. At the end of January, I received some money from the sale of my late father's house, and cleared my debt via the council's online system (approx 2900) on 5th Feb. The online system shows my balance as zero and I confirmed on the phone that there is no outstanding council tax.


    Today I received a visit from a belligerent bailiff, saying that my agreement had broken and that he was there to collect. I explained that the debt was cleared and he said that it wasn't - then made a show of calling someone at the council and getting confirmation to proceed because there were still bailiff fees outstanding.


    one of the fees he mentioned was approx £150 'penalty' for breaking the agreement. When I pointed out that this was not a statutory fee, he agreed, but mentioned the visit fees (2 visits on one LO, 1 on the other). I asked for the details of this and he read them out, but refused to give me it in writing. In fact, his words were 'its not going to happen'. I then said that I would pay them if I was provided with the information in writing, upon which he threatened to clamp my van (clearly a business vehicle).


    Since I was sitting in the van at the time, I told him that I wanted things in writing, and drove off...


    i returned to find a letter through the door, marked as a 'DEFAULT NOTICE', with 'arrears of council tax owed to Dartford Borough Council' in large letters below.


    This stated a fee for 'Today's visit' of £150, in addition to the £67 for the 3 previous visits.


    The part that incensed me was hand written next to this and says:


    'Red Vauxhall and Escort on levy and walking possession signed'


    Two small issues with this.


    1. I don't own either of these vehicles! My previous van was a Red Vauxhall Combo (but clearly a business vehicle - I'm an electrician), and I drove my father's Escort for a short while after his death before trading it in, but never became the registered owner.
    2. I was never made aware of a levy on either vehicle, and most certainly have never signed a walking possession order


    I will clearly be raising these issues with the council, the firm, my local councillor, and anyone else who will listen, but in the meantime there are a couple of specific points that would be useful to clarify, as there appears to be conflicting advice on various forums (shock).


    1. My understanding is that the liability order is granted to the council, who then assign a bailiff firm as their agents. i.e. that the bailiff is merely the representative of the council. The council has told me to speak to the bailiffs regarding their fees, but am I right in thinking that the council is ultimately responsible for paying the bailiffs from money that I have paid them? In particular, since I was paying the bailiff a monthly fee, is it not usual practise to allocate their fee first before paying anything on to the council? I will of course be seeking a full breakdown of charges.


    2. Once the council tax arrears has been paid, does the LO have any validity to allow the bailiffs to act as bailiffs (rather than common debt collectors) in regards to fees, in particular the statutory visit fees that they are claiming? In other words, are they able to legally levy against my current car and seek to remove it to cover only the fees?


    3. Am I better dealing directly with the bailiffs through the various template letters, or only with the council, or with both?


    4. Can a levy be made against a vehicle without the owner's knowledge - i.e. would I have to sign to confirm, or could they claim they notified me by letter of it (I am sure they did not). If a levy did exist, once I sold/disposed of that vehicle, would the levy cease? Presumably if they claim that the £150 fee today was to attend to remove levied goods they would have to have come prepared to remove a vehicle, not in a large van as was the case.


    5. What is the most effective method of causing them the most inconvenience as I feel some payback is called for


    I have copies of all the relevant documentation/correspondence if any further info would help.


    Regards


    Gavin
    Tags: None

  • #2
    Re: Queries about bailiff conduct following payment online to council

    Welcome to LB gonzo Has the bailiff ever been in your home?
    Has he given you any written Notice of Seizure of the two vehicles previously whilst you were paying Ross & Roberts?

    It looks like he will had all the fees that they are entitled to as they will have deducted them before passing the remainder of the payments to the council.
    the fee for breaking the arrangement of approx £150 is unlawful, and it looks like the bailiff is speaking through his Anal Flute.

    If the LO was not fully discharged there would be bailiff fees remaining and there would not be a zero balance. Looks like Ross & Roberts are trying it on.

    Comment


    • #3
      Re: Queries about bailiff conduct following payment online to council

      With Council Tax the Bailiff is allowed to deduct his fees first with any balance then going to the Council. I suspect if you have been paying for so long they have more than paid themselves. You need a breakdown of the fees they have charged to date - use Letter 1 from http://www.legalbeagles.info/forums/...Useful-Letters

      You also need to know exactly what you owed as confirmed from the Council. You need to speak to someone at the Council and ask the following questions:
      1 - how many Liability Orders they have against you
      2 - the dates they were obtained
      3 - the addresses they were for
      4 - the period of time each covers
      5 - how much each one was for
      6 - how much is still outstanding
      7 - the dates they were passed on for enforcement
      8 - the dates & amounts of any payments

      Once you have some answers we can help you sort fact from fiction.

      Comment


      • #4
        Re: Queries about bailiff conduct following payment online to council

        Originally posted by gonzo99uk View Post
        ....

        2. Once the council tax arrears has been paid, does the LO have any validity to allow the bailiffs to act as bailiffs (rather than common debt collectors) in regards to fees, in particular the statutory visit fees that they are claiming? In other words, are they able to legally levy against my current car and seek to remove it to cover only the fees?
        ....
        You might consider this response to a Freedom of Information request made to Cheshire East Council.

        Perhaps this is typical of the contracts local authorities have with their bailiffs:

        ...The contractual arrangement with external debt collectors, which is a distinct matter, and relates to contractual payments as distinct from the way costs are to be accounted, is such that all amounts collected are payable over to the Council and first applied to the lawfully chargeable costs, and then to the substantive debt, and it is only when the full outstanding debt (including all lawfully payable costs) has been collected from the debtor that the debt collector is contractually able to claim payment from the Council. Thus, the accounting requirements are met, and, by only paying the contractor on full delivery of the service...
        I think in other words, this means if the debtor pays direct to the council, all outstanding council tax (less bailiff fees), the authority will not forward payment to the contractor, therefore the liability is effectively paid.

        It can be read in its entirety here: Bailiff Fees - How are they paid?

        Comment


        • #5
          Re: Queries about bailiff conduct following payment online to council

          The involvement of Ross and Robbers would seem to suggest that the council is infested by Crapita.

          Comment


          • #6
            Re: Queries about bailiff conduct following payment online to council

            Originally posted by CleverClogs View Post
            The involvement of Ross and Robbers would seem to suggest that the council is infested by Crapita.
            That is odds on favourite, perhaps Rentokill could help?

            Comment


            • #7
              Re: Queries about bailiff conduct following payment online to council

              Originally posted by gonzo99uk View Post
              .....Today I received a visit from a belligerent bailiff, saying that my agreement had broken and that he was there to collect. I explained that the debt was cleared and he said that it wasn't - then made a show of calling someone at the council and getting confirmation to proceed because there were still bailiff fees outstanding.....
              Enforcement is contracted out (under relevant legislation) to the bailiff firm, but from a legal perspective it is only the service, not the fees and charges (they are always the local authorities).

              The contract between the bailiff firm and council will presumably detail the conditions under which the bailiff firm will be entitled to the fees it collects.

              It's difficult to see how the bailiff firm would be legally entitled to levy distress in respect of fees alone when they are "in law" the councils. That is unless the council instruct the bailiff to do this on the grounds that the council would like its fees paying. However, this would appear unlawful if the council itself has made no visits. It would under those circumstances be imposing charges for work it has not done, plus the local authority would have no interest in sanctioning this if it has been paid.

              Crucially, the regulations refer to the local authority's charges, i.e., "...(including charges arising up to the time of the payment or tender)".

              Because the fees remain the local authorities "in law" it would therefore be questionable as to whether it would be lawful for the bailiff to levy on behalf of the council (in respect of fees) because the council has not made the visits or incurred the costs (catch 22).

              Comment


              • #8
                Re: Queries about bailiff conduct following payment online to council

                Originally posted by outlawlgo View Post
                Enforcement is contracted out (under relevant legislation) to the bailiff firm, but from a legal perspective it is only the service, not the fees and charges (they are always the local authorities).

                The contract between the bailiff firm and council will presumably detail the conditions under which the bailiff firm will be entitled to the fees it collects.

                It's difficult to see how the bailiff firm would be legally entitled to levy distress in respect of fees alone when they are "in law" the councils. That is unless the council instruct the bailiff to do this on the grounds that the council would like its fees paying. However, this would appear unlawful if the council itself has made no visits. It would under those circumstances be imposing charges for work it has not done, plus the local authority would have no interest in sanctioning this if it has been paid.

                Crucially, the regulations refer to the local authority's charges, i.e., "...(including charges arising up to the time of the payment or tender)".

                Because the fees remain the local authorities "in law" it would therefore be questionable as to whether it would be lawful for the bailiff to levy on behalf of the council (in respect of fees) because the council has not made the visits or incurred the costs (catch 22).
                Many thanks for the responses, particularly outlawlgo - some useful material for the letter of complaint I am slowly creating.

                In the meantime, I've requested a breakdown of all the charges from the company so we will see what that brings.


                The council is Dartford Borough Council, who for Council Tax work together with Sevenoaks.


                Interestingly, the Council online system shows all the payments I made to Ross & Roberts being credited directly to my council tax account, seemingly without taking their fees first. The same online system clearly shows a zero balance, and I have of course taken screen shots for posterity. That would seem to confirm that amounts are paid against the council tax debt first, rather than being held back by the bailiffs as some have suggested is the case. Perhaps it depends on the council's contract.

                In any case, if their system had only included the statutory charges incurred by the bailiffs as part of the balance, I would have paid it to the council and the bailiffs would now have their money. I suspect the council would rather not have knowledge of the often inflated charges so clearly in writing associated with them, or perhaps there is a legal reason relating to how they do their accounts. Regardless, I shall certainly be reminding them that they are the people responsible for the bailiffs behaviour and they cannot wash their hands of them so easily.

                Will update when I hear back from Ross & Robbers - also waiting to hear from Rundles for some older charges, but that is for another time/post.

                Comment


                • #9
                  Re: Queries about bailiff conduct following payment online to council

                  Hi,


                  Just as an update, I've now received a list of the 'fees' from Ross & Roberts, which are as follows:

                  Original Debt: £1113.73
                  First Visit (01/10/2012) £24.50
                  Second Visit (15/11/2012) £18.00
                  Levy Fee £56.00
                  Section H £24.50
                  Walking Possession Fee £12.00
                  Enforcement Fee £150.00
                  Card Charges £23.00


                  I have no issue with the First and Second visit fees as they are clearly in the Statute.

                  However, Although they claim to have levied on two vehicles I never received written confirmation of that (will be asking of course) - 1 of the vehicles was a business vehicle, the other didn't belong to me - therefore I would say the levy was invalid.

                  I certainly never signed a walking possession order - though I did sign an agreement to make installment payments - I have checked this carefully and it doesn't appear to be a 'walking possession' in disguise - is there a wording that would give this away?

                  Finally, the 'enforcement fee' is relating to their final visit to collect their fees, once I had paid the outstanding council tax debt to the council (and been shown a zero balance on their online payment system).

                  Any advice on which fees are most open to protest and how best to do it are welcome. I will be asking for a copy of any levy and signed walking possession order.

                  Comment


                  • #10
                    Re: Queries about bailiff conduct following payment online to council

                    Can you put dates to the rest of the fees and also dates & amounts of any payments?

                    Comment


                    • #11
                      Re: Queries about bailiff conduct following payment online to council

                      Not yet ploddertom, because they didn't bother to supply me with that information, despite me asking specifically for it!

                      Needless to say, I've asked for the dates, because they are critical to some of the issues.

                      One thing I have noticed is that over the first 3 months of paying installments to the bailiffs, they withheld approx £110 from their payments being passed to the council. What isn't clear is how that relates to the charges, as I can't seem to get any combination to reach that figure.

                      Comment


                      • #12
                        Re: Queries about bailiff conduct following payment online to council

                        If you get nowhere with the Bailiffs then drop it into the Council's lap as they are 100% accountable for the actions of their contractors including fees which are charged. They may not like and may squirm more than a tad - just utter the magic words to them - vicarious liability.

                        Comment

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