Hi
I am new to this site. I need a bit of advice in regards to baliffs Newlyn. I am behind on my council tax which resulted in Newlyn getting involved on their behalf back in September. Firstly they were asking for the whole amount, about £1.K, i advised them that i could not afford the total amount as i only work part time. I had to get in touch with the council who then advised that i should pay £100 a month to Newlyn which i had to agree to. The council told Newlyn not to go any further and to accept my £100 monthly payment.
I have kept up to date until this month where i am struggling after xmas, as well as my cooker has packed up and car needing repairs, which i need to get to work and uni. I missed one payment of £100 and have paid them £50 as that is all i had. I received a text stating i had defaulted and the bailiff will attend the following day, which they have not. I rang and advised Newlyn of the reason i was behind and that we urgently need to buy a cooker but their response is that as i have defaulted so i have been charged £216 and that i should pay the whole £900.
I am not sure what to do as i don't have the money for them. I dont have much they can take apart from my car which i have parked away from my house. If my car was taken i would not be able to get to work or my uni which are quite far from my home.
I dont understand the charges and when i queried, Newlyn just said they can legally charge me. I asked for a breakdown but the lady didnt seem to know. They have not attended my property at all yet just a text message.
My farther dealt with them some years ago and carried on paying the council and ignored Newlyn which in the end they just passed it all back to the council. I dont know if i should do this as i am scared of getting charged £200 again and again. I am a single parent with three dependents and work part time.
Any help and advise will be greatly appreciated as i cant sleep!
Thank you
I am new to this site. I need a bit of advice in regards to baliffs Newlyn. I am behind on my council tax which resulted in Newlyn getting involved on their behalf back in September. Firstly they were asking for the whole amount, about £1.K, i advised them that i could not afford the total amount as i only work part time. I had to get in touch with the council who then advised that i should pay £100 a month to Newlyn which i had to agree to. The council told Newlyn not to go any further and to accept my £100 monthly payment.
I have kept up to date until this month where i am struggling after xmas, as well as my cooker has packed up and car needing repairs, which i need to get to work and uni. I missed one payment of £100 and have paid them £50 as that is all i had. I received a text stating i had defaulted and the bailiff will attend the following day, which they have not. I rang and advised Newlyn of the reason i was behind and that we urgently need to buy a cooker but their response is that as i have defaulted so i have been charged £216 and that i should pay the whole £900.
I am not sure what to do as i don't have the money for them. I dont have much they can take apart from my car which i have parked away from my house. If my car was taken i would not be able to get to work or my uni which are quite far from my home.
I dont understand the charges and when i queried, Newlyn just said they can legally charge me. I asked for a breakdown but the lady didnt seem to know. They have not attended my property at all yet just a text message.
My farther dealt with them some years ago and carried on paying the council and ignored Newlyn which in the end they just passed it all back to the council. I dont know if i should do this as i am scared of getting charged £200 again and again. I am a single parent with three dependents and work part time.
Any help and advise will be greatly appreciated as i cant sleep!
Thank you
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