Tweet
Hello all - I will try to keep this as brief as possible:
Last week Weds found out when bailiff attended my home that there is a council tax amt o/standing for the previous tax year. Called the Council asking for details and a breakdown and found out some direct debits were returned (during a period of unemployment and financial difficulties). I then went online and made (late) payments but these were allocated to the current tax year.
Due to the following 3 issues:
-being 39 weeks plus pregnant and very financially stretched at the minute with baby on the way
-self employed ie no income at the moment (off work with pre-eclampsia)
-large instalment payment plan already in force for the current year
I advised both Bailiff and Council of this and that I could start a payment arrangement on 1 August. CAB advised me that I was a "vulnerable person" so I wrote in a letter asking for an explanation of the amount the baiifff was chasing (different from Council's figure), told them I felt vulnerable and could they recall the debt from the Bailiff as this action as worsening my health because of stress. They replied yesterday: "Although it is understood that you are heavily pregnant I would point out that you are not the only person liable for council tax at this property who is able to deal with Mr Bailiff and it is not deemed necessary to recall the account from the bailiff office for the reasons of your pregnancy. If it is your choice not to deal with Mr Bailiff and to continue to contact the council directly then he is perfectly within his right to re-attend the premises. At this stage and in view of your payment history, the minimum requirement of Mr Bailiff is that he secure collection of the payment by levying on items in the property and/or a vehicle. Mr Bailiff is able to enter into negotiations in terms of repayment arrangements, however he will not do so without the security of items of value. We are satisfied that Mr Miller can continue in his duties until such time as he enters into an arrangement with you or that he returns the file to us if he feels it is the best course of action to do so." We have a car on HP and some furniture in the garden. I have not let him in as yet. Please can you help me. I have a doctor's check up this morning and I can already feel my heart racing as I feel so stressed. All I want is to be left alone to at least have my baby in peace - we can start repayments on 1st August and do not dispute the amount. Please advise.
Last week Weds found out when bailiff attended my home that there is a council tax amt o/standing for the previous tax year. Called the Council asking for details and a breakdown and found out some direct debits were returned (during a period of unemployment and financial difficulties). I then went online and made (late) payments but these were allocated to the current tax year.
Due to the following 3 issues:
-being 39 weeks plus pregnant and very financially stretched at the minute with baby on the way
-self employed ie no income at the moment (off work with pre-eclampsia)
-large instalment payment plan already in force for the current year
I advised both Bailiff and Council of this and that I could start a payment arrangement on 1 August. CAB advised me that I was a "vulnerable person" so I wrote in a letter asking for an explanation of the amount the baiifff was chasing (different from Council's figure), told them I felt vulnerable and could they recall the debt from the Bailiff as this action as worsening my health because of stress. They replied yesterday: "Although it is understood that you are heavily pregnant I would point out that you are not the only person liable for council tax at this property who is able to deal with Mr Bailiff and it is not deemed necessary to recall the account from the bailiff office for the reasons of your pregnancy. If it is your choice not to deal with Mr Bailiff and to continue to contact the council directly then he is perfectly within his right to re-attend the premises. At this stage and in view of your payment history, the minimum requirement of Mr Bailiff is that he secure collection of the payment by levying on items in the property and/or a vehicle. Mr Bailiff is able to enter into negotiations in terms of repayment arrangements, however he will not do so without the security of items of value. We are satisfied that Mr Miller can continue in his duties until such time as he enters into an arrangement with you or that he returns the file to us if he feels it is the best course of action to do so." We have a car on HP and some furniture in the garden. I have not let him in as yet. Please can you help me. I have a doctor's check up this morning and I can already feel my heart racing as I feel so stressed. All I want is to be left alone to at least have my baby in peace - we can start repayments on 1st August and do not dispute the amount. Please advise.
Comment