Equita

[Terry.M]

Hello all,hoping to find a little bit of help here.My partner received a letter this morning from Equita (NOTICE OF APPOINTMENT AS DEBT COLLECTORS) £3,628.35 overpayment of housing benefit.My questions are can they force entry,can she ask for it to be recalled back to the city council and can they take possession of my car.Would be very grateful for any help.thanks Terry.

[Inca]

Re: Equita

Hi Terry and to LegalBeagles,,the troops will be along to help you at some point.

[Terry.M]

Re: Equita

Thank you

[bizzybob]

Re: Equita

If they are not attending as bailiffs they cannot force entry, nor can they seize anything, although knowing Crapquita they may well claim they can, If they misrepresent themselves or otherwise make wrongful claims to be acting as bailiffs when only DC you could report them to OFT under Credit Fitness, and to Trading Standards (northampton TS are investigating Equita)

[Terry.M]

Re: Equita

How would i know if they are attending as bailiffs?.Thanks

[pepsie]

Re: Equita

Hello all,hoping to find a little bit of help here.My partner received a letter this morning from Equita (NOTICE OF APPOINTMENT AS DEBT COLLECTORS) £3,628.35 overpayment of housing benefit.My questions are can they force entry, No they cannot force entry without a warrant...........can she ask for it to be recalled back to the city council yes she can ask but unless there are exceptional circumstances they will simply refer you back to the bailiff. and can they take possession of my car. in general I would say no they cannot but there are other factors that can be taken into consideration that could actually permit seizure of your car...eg: if you were living together when the overpayment took place,they could argue joint liability for the debt. Would be very grateful for any help.thanks Terry.

Please note I have replied to the last question blindfold as the post is a little short of info.

[Terry.M]

Re: Equita

Thank you for your response.As far as i am aware there is no warrant.

[pepsie]

Re: Equita

Thank you for your response.As far as i am aware there is no warrant.

A warrant is normally issued to collection of Court fines....(criminal) not appropriate in this instance.

the debt will be referred to a debt collection agency and likely action taken to a County Court Claim(CCJ)

[Terry.M]

Re: Equita

Also my name doe's not appear on the letter they have sent and the debt is not mine so surely they cant take possession of my car?

[pepsie]

Re: Equita

If a ccj is obtained in your partners name only then NO they cannot touch your car in theory,..... in practice they often levy on any car they have 'reasonably assumed' (parked outside the house) to belong to the debtor and leave you to contest their levy!!!