Hi,
I moved house about a year ago and missed a court fine which was posted to my old address (for having a young persons railcard ticket with out carrying my railcard) i got a letter from Philips baliffs today at my new address which was a notice of a distress warrant.
I am currently on JSA and after social fund repayments etc are taken out i get roughly 35-40 pound a week i am currently paying another court fine so am left with about 25-30 a week after that which is then used for food gas and electric etc.
I called Philips as soon as i got the letter to try and arrange a payment plan, i can offer 30 a month and even that is a stretch but i want to get it paid off and sorted. Philips have said the absolute least they will accept is 90 a month or 20 a week. i owe 410.50.
I just want to know if i have any legal way of bringing the installments down? i don't want to avoid paying anything i accept i did wrong and have to pay the fine but i physically don't have 90 a month to pay even if i wanted to.
Thanks in advance
I moved house about a year ago and missed a court fine which was posted to my old address (for having a young persons railcard ticket with out carrying my railcard) i got a letter from Philips baliffs today at my new address which was a notice of a distress warrant.
I am currently on JSA and after social fund repayments etc are taken out i get roughly 35-40 pound a week i am currently paying another court fine so am left with about 25-30 a week after that which is then used for food gas and electric etc.
I called Philips as soon as i got the letter to try and arrange a payment plan, i can offer 30 a month and even that is a stretch but i want to get it paid off and sorted. Philips have said the absolute least they will accept is 90 a month or 20 a week. i owe 410.50.
I just want to know if i have any legal way of bringing the installments down? i don't want to avoid paying anything i accept i did wrong and have to pay the fine but i physically don't have 90 a month to pay even if i wanted to.
Thanks in advance
Comment