Preying on the vulnerable

[wales01man]

Before i start this thread may i say a few words about Legal BEAGLES, i have read hundreds of post on this site and find it not only very informative but very interesting and at times i am saddened by what i read and other times find my self laughing at some of the humour on what is on the whole a wide range of serious issues.
Saying that the one thing that stands out from many posts is how debts and the problems that being in debt brings arenot helped by the debt collectors bailiffs and all those pursueing the debtor seem to me using everones fears and sometimes ignorance to prey on those when they are most vulnerable,even some courts fail to take notice of the fact that in most cases people have come into serious debt problems due to totally unexpected and unforeseen events.Business failure Marital problems illness unemployment amongst many the remit of the Debt chasers seems to be GET THE MONEY and in many cases take no notice of circumstances.As is my case business failure due to the last reccession and my wifes health are the reason for our debts in no realistic way could we ever repay the monies owed having lost 2 businesses our lovely house and our employment which although we worked long hours we paid our way before things turned badhaving had some experience of debt collectors and bailiffs i am now immune to any threats if i could pay it all back i would but the clock cannot be turned back to the good times this will no happen.
Finally to all on here in a situation that is pulling you down remember money isnt everthing hold your head up seek help and advice on here and where its available others have been there before more will be there but life goes on for all that is bad look around theres plenty of good and there is afuture .
Sorry for a long post but i feel better now

[Hurricane Puffrose]

Re: Preying on the vulnerable

i have a similar story hun but it was my ill health.

We got married, moved to yorkshire and a sealed mine shaft (about 4 roads away) split and leaked arsenic in to the area. i had 4 MS tests before they realised i was being poisoned. Hubby worked in London for money and commuted and the debts started, i couldnt work, at times I couldnt walk, then i found out i was pregnant and 3 lovely kids down the line im coming out the other side slowly.

We have had calls, bullies trying to break us, antisocial behaviour cos our accents dont fit, vandalisum etc.. but I was always taught, sometimes the reason the clouds are so dark is.. your concertrating on the storm not the silver lining.

As Wales says, no matter where you are, what the problem, how big.. small.. crazy it is, there is someone here for you, dont ever feel embarresed by debt problems, by asking for help. We have all been there before.. i dont admit if often but there have been times ive been terrified, but you get through it.. Never give up hope guys!!!

Thanks for reading, and thanks Wales for posting!

[Bill-K]

Re: Preying on the vulnerable

I'd just like to say - further to the preceding posts - that my perception of the 'Reclaim' forums over the past 5-6 years I have been posting my carp has changed over recent years. With the downturn in the economy, I have seen more and more DCA and bailiff threads being started - along with the more personal stress and depression threads.

What these Eton educated idiots don't seem to realise is that - once they have sucked the populace dry, they have nothing left to feed on. They have to 'tend' the land, or die in the very desert that they created.

[labman]

Re: Preying on the vulnerable

Re all the above, which anyone who even slightly knows me knows I feel incredibly passionate about, one thing that has not been said is that for many, LB is the silver lining. Not only does it give compassionate help and support, but for many a social outlet as well. It can become a positive therapy in itself. It is for me and I'm proud to admit it.

It's great to see all this being voiced openly, as the stress and misery of debt and losing everything is caused largely by having no one to talk to, and not knowing where to turn. Official charities- CAB etc... Will do something to address the financial side. They don't try to tackle the stress and worry.

I've said it before, but I'll say it again. LB builds confidence and restores self esteem. Often it even helps people re-evaluate and their values change for the better. That help is pricelesss.

[philh]

Re: Preying on the vulnerable

I would like to echo what has been said on this thread

LB Helped me out with my predicament some time ago. In turn I have been able to help others, so far, always with a successfull conclusion, entirely due to the information from this site.

I read this forum everyday, I have not yet offered any advise on here, as there is always someone more qualified, with more experience who comes along.

A big Thank you from me

[ploddertom]

Re: Preying on the vulnerable

I read this forum everyday, I have not yet offered any advise on here, as there is always someone more qualified, with more experience who comes along.

A big Thank you from me

Never let that put you off from posting as every little helps & if you do happen to make a booboo then a gentle reminder of correct procedure will help both yourself & others.

[Mrs James]

Re: Preying on the vulnerable

LB kept me totally sane when I had a problem. Everyone is so helpful and non judgmental, they give you the strength to take control of your problem and I thank each and everyone of you.

Also, I would recommend becoming a VIP member, you then have access to the VIP forum and there is a chat box which gets quite busy at times and helps you to get to know each other a little better. Lots of laughs to be had there too.

[wales01man]

Re: Preying on the vulnerable

Thanks for your comments people like puffrose we moved to probably the most unfriendly and racist place i shall not say where but it was in the west of GB they speak another language and like to sing in the hills and valleys.We quickly found we were outsiders and despised i have never met a country where in the village where we were so many had a chip on their shoulder in the 11 years we were there the looks i got from neighbours were undescribable the only friends we made were incomers like us all said the same my wifes health problems developed and wer made worse in a car crash where the other driver a local came out with the statement when he harrassed her at home later was I OWN ALL THE LAND ROUND YOU meaning what he acted the hard man like his son who was so hard he beat his wife our next door neighbour resented us cos we brought the property she wanted it and offered the vendor a much lower price before we brought it was on sale for 3 years when our businesses collapsed and we lost the house my wife was given social housing cos she was disabled we had to be separated for her to get this but got back as soon as she was housed in another area where the neighbours were equally hateful we are now back in england on benefits her health deteriorating and still in debt but we have each other 3 sons 3 grandchildren and are as happy as pigs in S--- we went through it all worked our nuts off and came through it we have no regrets for what we did at least we tried and failed along with thousands of others our love for each other and our family pulls us through i had silly thoughts to end it all when at the lowest ebb but her indoors was my saviour please if things get bad look into the good times and remember forums like this can and will be of help CHIN UP.
I would love to go with you all to york but its a no no maybe next year but please lets us on here know all about it when it happens i shall become a VIP member

all the best to everone rember every cloud has a silverlining just keep looking
By the wale i am only half wales 01man half english

[charitynjw]

Re: Preying on the vulnerable

To redress the balance a bit, I do know of one diamond geezer over there!

[wales01man]

Re: Preying on the vulnerable

CHARITYNJW

What only one?

[Hurricane Puffrose]

Re: Preying on the vulnerable

Send your wife my love and well wishes.. i hope to hear of her improving and gaining her strength.. and with you beside her, shes in the best of hands

[wales01man]

Re: Preying on the vulnerable

Thanks puffrose physically shell never improve only get worse although she will never give in painkillers and a morphine patch make life bearable she tries to do most things despite all her ills is awaiting 2 operations put off untill she can no lonher wait and has aback problem which sopped her walking more than a few yards that is still ther just waiting to surface again next time we do not know the end result she has amazed pur last GP who was expecting her to be in a wheelchair i know it gets her down but she worries more about ne than herself we are both now diabetic and support each other we know there are others worse off and just get on with our lifesas i said we have each other for neary 40 years now still rowing everday are total opposites but as they say love conquers all
Shes my best friend /lover /nurse and my rock If you have someone like this treasure them I DO

[Hurricane Puffrose]

Re: Preying on the vulnerable

:tinysmile_grin_t:
it does that hun! My husband and I have a 24 year age difference and all my friends said what can a 46 year old want with a 23 year old?! 13 years later (10 married this year) we are the only couple still together, we have 3 lovely kids and i wouldnt change a second.
Bless you for looking out for each other, and its not rowing, its loving discussions! Shes entitled to nag, she loves you!

I reckon you should bottle what you 2 have and sell it, then give me 1/100000th of the proceeds and i can be a very rich woman while you and Mrs W take over the world!!

Much love to you both

[wales01man]

Re: Preying on the vulnerable

Loving discussions brings a new meaning to it what we have is 2 people with simple needs and tastes we are content to just look round the countryside wath the animals ans see the sunset over the hills sharing a bag of chips we want for nothing for ourselfs would help anyone who asks envy no one and judge no one we know we tried maybe things may have been differents but what the hell
sleep well sweet dreams tommorrow is another day the past has gone the futures here above all be yourselfs

[rifty]

Re: Preying on the vulnerable

well i was ready to jump in the sea this time last month,by pure chance i came upon this place,ive found that sharing my issues has helped keep it together,,,,,,,dont forget,i got 10 liability orders lol,,,,,,,my body is still in one piece but sometimes my brain goes into over load.....i still got a fight on my hands with my latest c.t. woes,,,,,,but when i read the obove,,ive not got alot to complain about in this life,,,happy easter all.........rifty