Basically my husband was made redundant January 2010, and has been out of work ever since as he can't find a high enough paid job to cover CSA & nursery fees as I work too.
As a result he is basically a stay at home husband with no income, doesn't claim benefits and we get very little CTC due to my level of earnings alone.
The debt with the CSA came about around the time of redundancy and he now has a nil payment assigned.
To bring the debt down I set up a standing order of £20 from my wages every calendar month.
It's now come to light that the CSA have not been deducting this from the debt, and have now passed the debt to Rossendales who are applying bailiff action.
I called them yesterday, with his permission to them to discuss with me, to advise them that this is my house (I've been here 1998, which before the children were born that the CsA are calculating for we're even born) all of the goods inside I have receipts for (I'm good like that for the sales of good act I keep everything) and my car is a company car which I have a P11D for so there is no point coming I don't want then distressing my children as my eldest is at high school so sometimes she's home alone before I get home if my husband takes our son out for the day.
I was advised that they'll still come round as they need proof I explained that I'll send them the proof as I won't let them in and once I prove I own the house I will ask they leave my property (would they not be trespassing?) she said that they are still going to come and she wanted to spk to my husband.
I told her he had now gone out (which he had) I explained that I was already paying money off the debt but she confirmed they were not receiving it, the CSA are a bloody joke!!! What should I do?
Can I get the money that has been paid firstly taken off the debt?
Should I stop paying CSA and now give that money to debt collectors?
How can I stop them coming here, I have all documentation all the bills are in my name, I own everything andthe house is mortgaged solely in my name, the only thing is a joint account with £1 in we then have separate bank accounts, and his name is on the council tax bill and we have a joint CTCredit award because you have to???
I've never bothered changing anything to how it was before we got back together I'm so glad I didn't as the CSA have been unbelievably poor in their approach!
As a result he is basically a stay at home husband with no income, doesn't claim benefits and we get very little CTC due to my level of earnings alone.
The debt with the CSA came about around the time of redundancy and he now has a nil payment assigned.
To bring the debt down I set up a standing order of £20 from my wages every calendar month.
It's now come to light that the CSA have not been deducting this from the debt, and have now passed the debt to Rossendales who are applying bailiff action.
I called them yesterday, with his permission to them to discuss with me, to advise them that this is my house (I've been here 1998, which before the children were born that the CsA are calculating for we're even born) all of the goods inside I have receipts for (I'm good like that for the sales of good act I keep everything) and my car is a company car which I have a P11D for so there is no point coming I don't want then distressing my children as my eldest is at high school so sometimes she's home alone before I get home if my husband takes our son out for the day.
I was advised that they'll still come round as they need proof I explained that I'll send them the proof as I won't let them in and once I prove I own the house I will ask they leave my property (would they not be trespassing?) she said that they are still going to come and she wanted to spk to my husband.
I told her he had now gone out (which he had) I explained that I was already paying money off the debt but she confirmed they were not receiving it, the CSA are a bloody joke!!! What should I do?
Can I get the money that has been paid firstly taken off the debt?
Should I stop paying CSA and now give that money to debt collectors?
How can I stop them coming here, I have all documentation all the bills are in my name, I own everything andthe house is mortgaged solely in my name, the only thing is a joint account with £1 in we then have separate bank accounts, and his name is on the council tax bill and we have a joint CTCredit award because you have to???
I've never bothered changing anything to how it was before we got back together I'm so glad I didn't as the CSA have been unbelievably poor in their approach!
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