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Question about Marstons?
My husband had was offered a Tradepro card a few years ago at a store whilst buying goods which I was most surprised about and I don't think he even applied for it!
Anyway things were ok at first but as he is self-employed and work is sometimes lean he missed a payment and the charges were applied and even after starting to pay again and then things went downhill workwise again he lapsed on payments and the charges which were added took the debt up to about £1000.
After numerous phonecalls offering to pay and asking them to withdraw the card and stop the charges they still kept adding charges on!
Eventually in 2009 we had a letter from a debt collection agency called Marstons asking for the money to be paid or they would come and collect items from the house. They said that the debt had been through the courts and they would collect the money owed and they added charges on top but I did manage to arrange to make payments of £50 per week which I have never missed and have been paying them since 8th June 2009! We will finish payments in 2015!
We never did find out how this could have gone to court and we never did receive any letters about a court case!
We are struggling so much with these payments as my husband suffers with emphasaemia and is struggling to work at all lately - we are on housing benefits and I only work part time but we are so frightened of these people that we just struggle to make sure they get their payments!
I could do with getting an itemised list of what we actually owed to Trade-pro and information on when this actually went to court, if indeed it did! How would I go about finding out about this. I have sent of to Experian for a credit review for my husband to see if it actually shows anything!
Anyway things were ok at first but as he is self-employed and work is sometimes lean he missed a payment and the charges were applied and even after starting to pay again and then things went downhill workwise again he lapsed on payments and the charges which were added took the debt up to about £1000.
After numerous phonecalls offering to pay and asking them to withdraw the card and stop the charges they still kept adding charges on!
Eventually in 2009 we had a letter from a debt collection agency called Marstons asking for the money to be paid or they would come and collect items from the house. They said that the debt had been through the courts and they would collect the money owed and they added charges on top but I did manage to arrange to make payments of £50 per week which I have never missed and have been paying them since 8th June 2009! We will finish payments in 2015!
We never did find out how this could have gone to court and we never did receive any letters about a court case!
We are struggling so much with these payments as my husband suffers with emphasaemia and is struggling to work at all lately - we are on housing benefits and I only work part time but we are so frightened of these people that we just struggle to make sure they get their payments!
I could do with getting an itemised list of what we actually owed to Trade-pro and information on when this actually went to court, if indeed it did! How would I go about finding out about this. I have sent of to Experian for a credit review for my husband to see if it actually shows anything!
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