3 letters for creditors

[G00k]

Hi
Are you familiar with the 3 letter process? I've recently been advised to use this with my creditor Lowell. it's a process where I ask for the deed of assignment mostly and other things I don't really understand. The thought behind it is that if they cannot produce what I have asked for, then the debt should be wiped. So if Lowel cannot produce the DOA then how do I know that they legally bought my debt? How do I know that I should now be paying them? Is this something I should be doing?
If you aren't familiar with this process (I can only find 1 site on Facebook that promotes it) then I will provide more info.
Many thanks.

[pt2537]

Hi
Are you familiar with the 3 letter process? I've recently been advised to use this with my creditor Lowell. it's a process where I ask for the deed of assignment mostly and other things I don't really understand. The thought behind it is that if they cannot produce what I have asked for, then the debt should be wiped. So if Lowel cannot produce the DOA then how do I know that they legally bought my debt? How do I know that I should now be paying them? Is this something I should be doing?
If you aren't familiar with this process (I can only find 1 site on Facebook that promotes it) then I will provide more info.
Many thanks.

No, simply do not do it. The letters carry as much weight and offer as much benefit as a letter which says

Dear Sirs

Flowers are blooming, the men from mars are landing tomorrow and my best mates a hobit

Lots of Love

Mr A.S.Ylum

They dont work im afraid so dont get yourself into a problem you cannot get out of .

[Matty B]

I would go further than PT2537 and say it might just invite a claim because they will think it is an easy win from a nutter - sorry of that sounds harsh.

FMOTL (freeman of the land - the 3 letter process) has never as far as I know been used successfully in court but proper defences based on the consumer credit act have worked