Tweet
Hello,
Any advice would be much appreciated on this. A car reversed into the front of my car when I was stationary at traffic lights.
The driver gave me his details and admitted liability. I didn't trust him when I saw him ( he looked like a rich boy racer type, judgemental I know!), so I secretly recorded his voice admitting he had crashed into me, how sorry he was and how it was all his fault. I also took a quick picture moments after it happened.
He left his address, name and tried to persuade me not to go through insurance, but told me he was with 'Comptons' ( doesn't exist). I reported it to my insurance company who have given me conflicting advice. They say due to nature of the bump he could claim I went into him. It turns out the guy was driving his father's car ( Boy racer, I guessed correctly!) and wasn't on his insurance and they only had third party.
My insurance company say they need his policy number. The boy racer sent me a text to say he'd reported it to his insurance company but this obviously wasn't true. He's also sent me numerous texts contradicting himself about who he is insured with, ( he claims it's with his father). So I reported him as a possible uninsured driver to police.
Now my insurance company say best case scenario it will be 50/50 and that the admission on the voice recording is useless. Is this correct? Can I take any more action? I have no witnesses and CCTV cameras were looking the other way
apparently according to the council.
Many thanks,
Any advice would be much appreciated on this. A car reversed into the front of my car when I was stationary at traffic lights.
The driver gave me his details and admitted liability. I didn't trust him when I saw him ( he looked like a rich boy racer type, judgemental I know!), so I secretly recorded his voice admitting he had crashed into me, how sorry he was and how it was all his fault. I also took a quick picture moments after it happened.
He left his address, name and tried to persuade me not to go through insurance, but told me he was with 'Comptons' ( doesn't exist). I reported it to my insurance company who have given me conflicting advice. They say due to nature of the bump he could claim I went into him. It turns out the guy was driving his father's car ( Boy racer, I guessed correctly!) and wasn't on his insurance and they only had third party.
My insurance company say they need his policy number. The boy racer sent me a text to say he'd reported it to his insurance company but this obviously wasn't true. He's also sent me numerous texts contradicting himself about who he is insured with, ( he claims it's with his father). So I reported him as a possible uninsured driver to police.
Now my insurance company say best case scenario it will be 50/50 and that the admission on the voice recording is useless. Is this correct? Can I take any more action? I have no witnesses and CCTV cameras were looking the other way
apparently according to the council. Many thanks,
Comment