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Good afternoon!
I'm writing in the hope of getting advice for my daughter who is in the throes of a bitter relationship breakdown with a partner.
In 2015 they purchased a house together but within months her partner decided the relationship was over, arguing and some violence ensued and my daughter was told to leave. The property is jointly mortgaged. My daughter is chronically ill and didn't feel able to continue living there and has since spent the last year living between a friends house and ours.
She has tried all ways to get her partner to sell the property but he initially refused. He spread malicious gossip about her in her former workplace that they had both worked in such that her friends will no longer speak to her. She tried to get him to approach the bank saying she would gladly come off the mortgage to be free of him but he refused to go to see them.
By last December he was clearly struggling to pay the mortgage. My daughter was unable to keep up her half of the mortgage payments as she became unemployed due to her illness. He tried to borrow money from her which we ended up paying to stop the mortgage going into arrears. He agreed to put the house on the market but at a vastly inflated price and has only just now 4 months later reduced the price. He put the house on the market without my daughter's consent and the estate agents for the longest time refused to keep her updated. A buyer was lost last month because their valuation came back lower than his asking price and he refused to negotiate down with them. during this negotiation my daughter had to fill in the legal papers and it became clear he was trying to claim all the equity of the property for himself as he had made the mortgage payments.
He has now sent a recorded delivery letter to my daughter stating that he no longer intends to pay the mortgage but still intends to live in the house and that she must now pay it to 'even things out'
My question is can we do anything to force the house price down such that we get a quick sale before their credit is affected and is it feasible we can try to claim occupation rent from him in view of his behaviour?
I'm writing in the hope of getting advice for my daughter who is in the throes of a bitter relationship breakdown with a partner.
In 2015 they purchased a house together but within months her partner decided the relationship was over, arguing and some violence ensued and my daughter was told to leave. The property is jointly mortgaged. My daughter is chronically ill and didn't feel able to continue living there and has since spent the last year living between a friends house and ours.
She has tried all ways to get her partner to sell the property but he initially refused. He spread malicious gossip about her in her former workplace that they had both worked in such that her friends will no longer speak to her. She tried to get him to approach the bank saying she would gladly come off the mortgage to be free of him but he refused to go to see them.
By last December he was clearly struggling to pay the mortgage. My daughter was unable to keep up her half of the mortgage payments as she became unemployed due to her illness. He tried to borrow money from her which we ended up paying to stop the mortgage going into arrears. He agreed to put the house on the market but at a vastly inflated price and has only just now 4 months later reduced the price. He put the house on the market without my daughter's consent and the estate agents for the longest time refused to keep her updated. A buyer was lost last month because their valuation came back lower than his asking price and he refused to negotiate down with them. during this negotiation my daughter had to fill in the legal papers and it became clear he was trying to claim all the equity of the property for himself as he had made the mortgage payments.
He has now sent a recorded delivery letter to my daughter stating that he no longer intends to pay the mortgage but still intends to live in the house and that she must now pay it to 'even things out'
My question is can we do anything to force the house price down such that we get a quick sale before their credit is affected and is it feasible we can try to claim occupation rent from him in view of his behaviour?
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