County Court Claim & Lowell

[sappo81]

Hi All


I'm after some help and advice. I had a shop direct account. All was going well until I lost work as I was previously self employed an so didn't keep up with the payments. The account has been passed to Lowell who have now served county court papers on me. Whilst I will admit I haven't made any contact with them for a combination of reasons, no money, dealing with priority debts and being pre occupied and dealing with my 6yr old sons new long term illness, which he was only diagnosed with in Jan.

My questions I now am back in full time employment which also was in January, is it too late to enter in to a payment agreement with them and explain my circumstances?

Can I stop the court claim going any further?

[pt2537]

Re: County Court Claim & Lowell

Hi All


I'm after some help and advice. I had a shop direct account. All was going well until I lost work as I was previously self employed an so didn't keep up with the payments. The account has been passed to Lowell who have now served county court papers on me. Whilst I will admit I haven't made any contact with them for a combination of reasons, no money, dealing with priority debts and being pre occupied and dealing with my 6yr old sons new long term illness, which he was only diagnosed with in Jan.

My questions I now am back in full time employment which also was in January, is it too late to enter in to a payment agreement with them and explain my circumstances?

Can I stop the court claim going any further?

Hi there

Ok well the answer to your question is yes, you can do a deal with them to settle the case if you wish, indeed sometimes taking a commercial view of a matter is better than fighting a case all the way to trial, especially if its going to run up costs and leave you with sleepless nights.

There is nothing to stop you negotiating with Lowells, the keyt thing to do at this stage is make sure you file the acknowledgment of service advising you intend to defend all of the claim, this buys you an extra 14 days on top of the 14 you have on issue of the claim, that should allow you enough time to enter into without prejudice correspondence with them.

Can i ask how much they are seeking in the claim please?

[sappo81]

Re: County Court Claim & Lowell

Hi

Thanks for your prompt response. It's for £1400.

However I've since done some further reading the claim form is not on blue paper and it almost looks photocopied although came from Northampton. How do I find out if it is a genuine claim form?

[Kati]

Re: County Court Claim & Lowell

Hi

Thanks for your prompt response. It's for £1400.

However I've since done some further reading the claim form is not on blue paper and it almost looks photocopied although came from Northampton. How do I find out if it is a genuine claim form?

log in to MCOL and try and acknowledge the claim ... if the form is genuine the claim number and password will work xx