Igroup PPi

[precisioncars]

Any legal advise would be great on this story.

My wife and I took out a mortgage via Igroup broker Rainbow homeloans ltd in 2003.
this had a ppi attached £3000.
I wrote to Igroup/ge with a response of there not liable the broker is. I understand this is correct. Any way I left it a few months and asked Iroup for loan agreement and paperwork from said mortgage (i already had a copy of the agreement). Have now had the info from Igroup. Findings are not good??
1. The complete original loan agreement was all hand written in relevant boxes not typed as is the original copy i had originally. Now the page of the agreemnt with a the figures on which they have sent to me has been typed but the other parts are hand written as they should be. Find this odd as all the figures are different incuding ppi cost also date has been changed and looks as if the signatures have been forged??
on this I would say that Igroup sold the ppi to us as they changed all the figures from original signed agreement.
2. Also on some paperwork they have sent us states in the terms that broker fee and ppi would be paid direct to broker. In the paperwork there is proof that this did not happen The PPi was paid direct to Igroup financial services. I have also contacted cigna insurance and they confirmed ppi was through I group and I have a copy of cigna terms and conditions that backs this up.
3.In paperwork that came back there is a underwritters sheet with all figures on which also lists the ppi and some other info about commission which I have never seen before but understand at the time the mortgage was agreed should have been disclosed? to us.

I believe that there has been an element of fraud here and also not forgetting the ppi?

Any advise would be great.

Thanks for your time..

[Diana M]

Re: Igroup PPi

I believe that there has been an element of fraud here and also not forgetting the ppi

Have you subsequently redeemed this iGroup mortgage?

You have another thread in relation to a GE Money mortgage - is that related to this issue?

The two businesses did have a connection.

Di

[precisioncars]

Re: Igroup PPi

Hi Di

Yes this mortgage is the 2nd mortgage. The other post was the mortgage we had 1st with igroup then remortgaged with Ge.
thanks si

- - - Updated - - -

Hi Di sorry this was 1st mortgage ..

Thanks si

[precisioncars]

Re: Igroup PPi

Hi
Yes the above mortgage was remortgaged.

2003 remortgaged from spml to igroup
2005 remortgageed to Ge money + had secure loan via advantage morgan stanley group in 2007. For £15,500

Late 2008 my wife became ill with depression and I ended up unemployed to take care of her as we had a baby March 08. Ge took us to court but ended with a suspension order. Wich was fine but then we got behind with the secured loan and they then took us to court also and were granted possession of property. Not good but hay how.

So you can probably understand why I would like to claim anything back fro igroup ge money total crooks.

[precisioncars]

Re: Igroup PPi

Also as the ppi on igroup mortgage ended with mortgage no refund from that ether what a surprise. Lol