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My wife is a mental health patient and I have been dealing with her affairs for several years.
An old debt surfaced, (credit card I think), with a court summons (the standard northampton type). She had her breakdown in 2011 and I asked how long before that she had no contact. She said 2 or 3 years.
I sent a defence back of 'Statute barred'.
I now have a letter of referral to the small claims track and an offer of mediation.
1. Does this mean that the claimant has a record of a payment?
2. If they obtained a payment while she was seriously unwell does it stand?
3. If she now enters mediation is she acknowledging the debt?
4. If mediation is successful, does this mean that a CCJ is entered against her.
I had no help from CAB because the copy of the summons has disappeared (wife,I think) and they said couldn't help without it.
I have to reply by Monday 23rd Jan. I have found your site rather late but any help would be appreciated.
An old debt surfaced, (credit card I think), with a court summons (the standard northampton type). She had her breakdown in 2011 and I asked how long before that she had no contact. She said 2 or 3 years.
I sent a defence back of 'Statute barred'.
I now have a letter of referral to the small claims track and an offer of mediation.
1. Does this mean that the claimant has a record of a payment?
2. If they obtained a payment while she was seriously unwell does it stand?
3. If she now enters mediation is she acknowledging the debt?
4. If mediation is successful, does this mean that a CCJ is entered against her.
I had no help from CAB because the copy of the summons has disappeared (wife,I think) and they said couldn't help without it.
I have to reply by Monday 23rd Jan. I have found your site rather late but any help would be appreciated.
