Lowell Solicitors, Reply to CCA

[Jimbob1965]

I defended the claim from Lowell, and sent the CCA request with my £1, since then they sent me a statement and an default notice and a online application form from Vanquis, however they still have not sent me the consumer credit agreement or any reference to it, is this enough for them to take court action?
Any replies most welcome.

[MIKE770]

Re: Lowell Solicitors, Reply to CCA

on line application ? when did you take it out? after 2007???

[Jimbob1965]

Re: Lowell Solicitors, Reply to CCA

Yes , taken out 2011..

[MIKE770]

Re: Lowell Solicitors, Reply to CCA

therefore the CCA on line from 2007 counts, all they need to prove i..e. a tick on line in the box.

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you need to give more info on here etc last payment amount etc etc, then help can be afforded with the correct info!