CCA never sent

[ajl75]

Re: CCA never sent

Hi again,

Thanks for posting this for me.

This is all of the terms and conditions.

The rest of the document is statements/transactions that are perfectly clear. They look like a computer print out.

In the last letter they sent last week they said I have 14 days to give them reasons why I believe the debt it not enforceable. Do I have a case by saying the t's and C's are not legible?

Thanks again.

[nemesis45]

Re: CCA never sent

Hi again,

Thanks for posting this for me.

This is all of the terms and conditions.

The rest of the document is statements/transactions that are perfectly clear. They look like a computer print out.

In the last letter they sent last week they said I have 14 days to give them reasons why I believe the debt it not enforceable. Do I have a case by saying the t's and C's are not legible?

Thanks again.

Suggestion:

Can you read through ( if possible) the agreement to see if further T's & C's are mentioned but are not on the form?

I don't think it's complete.

nem

[ajl75]

Re: CCA never sent

Hi nem,

I'll do it when I get home tonight and let you know.

Anything in particular you think I'm missing?

[nemesis45]

Re: CCA never sent

Hi nem,

I'll do it when I get home tonight and let you know.

Anything in particular you think I'm missing?

Capones " skeleton" agreement is usually followed by a " booklet " containing the full T's & C's.
nem

[ajl75]

Re: CCA never sent

Most definitely not been sent to me.

I'll check the document later but I'm confident that nothing else is there.

I'll update you later.

Thank you.

[Kati]

Re: CCA never sent

....

[nemesis45]

Re: CCA never sent

Thanks [MENTION=49370]Kati[/MENTION]

I think that that page is unacceptable it's unreadable at any magnification it must be easily legible in all parts.

nem

[ajl75]

Re: CCA never sent

Thanks for your responses. Sorry for the delay, I've been at work.
So is the best course of action to tell them why it's unenforceable in writing or offer to pay a reduced fee because it's unenforceable?
Thanks again.

[nemesis45]

Re: CCA never sent

Thanks for your responses. Sorry for the delay, I've been at work.
So is the best course of action to tell them why it's unenforceable in writing or offer to pay a reduced fee because it's unenforceable?
Thanks again.

My stance on faulty agreements being produced in response to a CCA has/is to write stating that one believes that documents purported to be a copy of the agreement are refuted for reasons that I ma sure the claimant and it's solicitors are full aware and suggest that the solicitors advise their client to discontinue the claim.

nem

[ajl75]

Re: CCA never sent

Thank you.
If ok with you I will update you with their response.

[Diana M]

Re: CCA never sent

So is the best course of action to tell them why it's unenforceable in writing
.

I wouldn't tell them why it's unenforceable because that may only encourage them to remedy the situation.

Who sent you that latest letter, Cabot or a solicitor?

Has a claim been issued?

Di

[ajl75]

Re: CCA never sent

Mortimer Clarke sent the letter on behalf of Cabot. No claim issued yet. I have about 10'days to respond to the most recent letter or they claim it will go to court.

[charitynjw]

Re: CCA never sent

or offer to pay a reduced fee because it's unenforceable?

Why would you offer anything?
Atm it's a bit like that staring game; whoever blinks first, loses.
Imho, to offer any payment at this stage would be.......a blinking mistake?

[ajl75]

Re: CCA never sent

Hi Charity.

So just ignore them??

[Diana M]

Re: CCA never sent

Mortimer Clarke sent the letter on behalf of Cabot. No claim issued yet. I have about 10'days to respond to the most recent letter or they claim it will go to court.

That sounds a bit like a Letter Before Action which may require a response asking them to send you the documents which they intend to rely on in court such as the Default Notice etc.

Post up the solicitor's letter with your personal details removed.

Di