Afternoon
Desperately after some help if anyone can please...
Myself and boyfriend are just about to apply for a mortgage. He has had pretty poor credit in the past, 2 years ago I paid off a default which I found from Three and everything else looked fine...I have just checked his credit file and there is now a default from Motor Mile finance. I have looked in to it and it seems to relate to a Mr Lender loan back in 2013 - on Noddle there was a 1 for 2 months in an orange circle and then a green UC - I have wrongly assumed it was paid off as the account end date states 30/09/2013.
He is adamant that the loan was repaid.
I have now checked to see if I can find any correspondence and he has been receiving emails from them, but they have gone straight in to spam.
I have just put my flat on the market as we have been offered a house as part of an estate, so stand to lose a lot of money if I pull out as it's shared ownership.
Does anyone know if there is anything at all I can do about this? Our dream home looks like its rapidly disappearing :tinysmile_cry_t:
Desperately after some help if anyone can please...
Myself and boyfriend are just about to apply for a mortgage. He has had pretty poor credit in the past, 2 years ago I paid off a default which I found from Three and everything else looked fine...I have just checked his credit file and there is now a default from Motor Mile finance. I have looked in to it and it seems to relate to a Mr Lender loan back in 2013 - on Noddle there was a 1 for 2 months in an orange circle and then a green UC - I have wrongly assumed it was paid off as the account end date states 30/09/2013.
He is adamant that the loan was repaid.
I have now checked to see if I can find any correspondence and he has been receiving emails from them, but they have gone straight in to spam.
I have just put my flat on the market as we have been offered a house as part of an estate, so stand to lose a lot of money if I pull out as it's shared ownership.
Does anyone know if there is anything at all I can do about this? Our dream home looks like its rapidly disappearing :tinysmile_cry_t: