Hi, I am wondering if anyone can offer any advice on a long, complicated situation.
To cut a long story short I am going through legal proceedings with Business Stream (Scottish Water) over a water bill of around £18,000. I own and live in a property which is an unused pub with a domestic flat above.
Around June last year I received court documents to say Business Stream had lodged the case with court and I was liable for the debt. I immediately sought the advice of a solicitor who managed to get Business Stream to sist actions while investigations were carried out. Investigations found there had been a huge leak in pipe work underneath the property and this is where the majority of the water had gone. This was repaired by a plumber and we have a full report detailing the issue and work carried out. The case is even more complicated in the fact that the business is closed and the water supply also serves a domestic property (my flat) which I pay council tax on. The water meter was installed under the previous owner who did not seek any action to split the supply. My solicitor filed a claim for a leak allowance given that the majority of the water had never been used and even what had been used was used for domestic purposes.
Fast forward to now and we finally have a response from Business Stream stating they are rejecting the application for a leak allowance and will look to continue to court action if we cannot come to an agreement. I have been advised from my solicitor they are looking for a reasonable repayment offer and I have a meeting with her next week to discuss.
I'm really just looking to see if anyone may be able to advise what a reasonable repayment on an £18,000 debt will be. With my meeting not until next week I am left stewing and panicking and although my solicitor has been very helpful, she is reluctant to commit to any payment suggestions. I work fulltime with a salary of £17,000, but still have my regular bills to pay. My only real asset is the property which is my home and I really do not want to lose this.
Any advice is much appreciated.
To cut a long story short I am going through legal proceedings with Business Stream (Scottish Water) over a water bill of around £18,000. I own and live in a property which is an unused pub with a domestic flat above.
Around June last year I received court documents to say Business Stream had lodged the case with court and I was liable for the debt. I immediately sought the advice of a solicitor who managed to get Business Stream to sist actions while investigations were carried out. Investigations found there had been a huge leak in pipe work underneath the property and this is where the majority of the water had gone. This was repaired by a plumber and we have a full report detailing the issue and work carried out. The case is even more complicated in the fact that the business is closed and the water supply also serves a domestic property (my flat) which I pay council tax on. The water meter was installed under the previous owner who did not seek any action to split the supply. My solicitor filed a claim for a leak allowance given that the majority of the water had never been used and even what had been used was used for domestic purposes.
Fast forward to now and we finally have a response from Business Stream stating they are rejecting the application for a leak allowance and will look to continue to court action if we cannot come to an agreement. I have been advised from my solicitor they are looking for a reasonable repayment offer and I have a meeting with her next week to discuss.
I'm really just looking to see if anyone may be able to advise what a reasonable repayment on an £18,000 debt will be. With my meeting not until next week I am left stewing and panicking and although my solicitor has been very helpful, she is reluctant to commit to any payment suggestions. I work fulltime with a salary of £17,000, but still have my regular bills to pay. My only real asset is the property which is my home and I really do not want to lose this.
Any advice is much appreciated.
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