Hi All
Having read the thread from Amythyst re Unless order(UO) application I have a few questions for clarity when applying for an UO.
I have been through all the process of requesting information under CPR and have got to the stage where I wrote to the solicitor for the original creditor stating that they did not comply with my request for info and that I will apply for an UO/Strike out if they did not cease the action.
They responded by sending me a file bundle of credit card statements dating back 5 years, a poor copy of a credit agreement from 2000 and T&C's that have been updated. No other document requested i.e assignment was sent to me. I have been advised that should this go to court I would lose but applying for an UO is my best option as the info was provided outside time limits given.
As proceedings had started I also submitted my defence within 28 days so would i need to submit another defence or just go ahead with the UO as per the thread? Would the application of a UO require a hearing? As I am not earning anything at the moment and don't qualify for benefits, the claim for for waiving fees appears somewhat vague in this area.
I know this is not a full case explanation but i would be most grateful fro any direction.
Regards
Having read the thread from Amythyst re Unless order(UO) application I have a few questions for clarity when applying for an UO.
I have been through all the process of requesting information under CPR and have got to the stage where I wrote to the solicitor for the original creditor stating that they did not comply with my request for info and that I will apply for an UO/Strike out if they did not cease the action.
They responded by sending me a file bundle of credit card statements dating back 5 years, a poor copy of a credit agreement from 2000 and T&C's that have been updated. No other document requested i.e assignment was sent to me. I have been advised that should this go to court I would lose but applying for an UO is my best option as the info was provided outside time limits given.
As proceedings had started I also submitted my defence within 28 days so would i need to submit another defence or just go ahead with the UO as per the thread? Would the application of a UO require a hearing? As I am not earning anything at the moment and don't qualify for benefits, the claim for for waiving fees appears somewhat vague in this area.
I know this is not a full case explanation but i would be most grateful fro any direction.
Regards