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Hi All,
Am new to this forum, so any help will be much appreciated.
I went to a dealer to buy a car for minicab, the dealer a arranged the finance, and I thought that was easy, then after 14 months of paying for the vehicle, I decided to change my car for another, this was when the finance company informed me that I was not suppose to be using my car for airport transfer/minicab.
I was sent a default notice, I called the finance company to try to understand what was happening and to resolve the issue if I can, the finance company then, ask me to stop using the car for minicabbing and send proof that i have another job, which i did, as soon as the finance company received the proof of a second job, they then decided that my insurance was still minicabbing insurance so, the defualt notice will stand and they want back the car.
I went to a solicitor, we wrote to the dealer, financial ombusman and the finance company . financial onbusman replied stating that , my recourse will be against the dealer as all the paper work was sign at their premises, and if am not satisfy with their reply, i should write back to then, we also wrote to the dealer and the finance company , both are saying the thing that i was not suppose to use the car for minicabbing , and that the pre-contract small print states that, the maximun milleage most not be over 10,000, but on the final contract agreement this chnged on my insistance to 30,000.
Where do i go from here as i believe the only way to resolve this is by a court hearing.
Regards
Dafe
Am new to this forum, so any help will be much appreciated.
I went to a dealer to buy a car for minicab, the dealer a arranged the finance, and I thought that was easy, then after 14 months of paying for the vehicle, I decided to change my car for another, this was when the finance company informed me that I was not suppose to be using my car for airport transfer/minicab.
I was sent a default notice, I called the finance company to try to understand what was happening and to resolve the issue if I can, the finance company then, ask me to stop using the car for minicabbing and send proof that i have another job, which i did, as soon as the finance company received the proof of a second job, they then decided that my insurance was still minicabbing insurance so, the defualt notice will stand and they want back the car.
I went to a solicitor, we wrote to the dealer, financial ombusman and the finance company . financial onbusman replied stating that , my recourse will be against the dealer as all the paper work was sign at their premises, and if am not satisfy with their reply, i should write back to then, we also wrote to the dealer and the finance company , both are saying the thing that i was not suppose to use the car for minicabbing , and that the pre-contract small print states that, the maximun milleage most not be over 10,000, but on the final contract agreement this chnged on my insistance to 30,000.
Where do i go from here as i believe the only way to resolve this is by a court hearing.
Regards
Dafe
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