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Hoping someone can help me as I am confused by these two parties - Capquest & Drydensfairfax.
On the back of their original letter to me on behalf of their client Capquest, I sent a CCA 1974 request to Drydensfairfax & Capquest at the end of November 2015 requesting:
Capquest acknowledged this request on the 11th December 2015 but was it not supplied within the statutory 12 working days (even allowing for Christmas holidays).
I received a County Court claim from DrydensFairfax dated 20th December 2015 (sent to an old address, despite their client Capquest having written to me at the new, correct address). In response to their County Court claim I issued DrydensFairfax with a CPR 31.14 request.
They wrote back on the 13th January 2016 telling me my Section 77-78 had been forwarded to their client. They also told me that the Deed of Assignment is a privileged document between the Originator & their client and that I wasn't entitled to view this, therefore, they'd not be providing it.
They also stated that "In the interim, we can confirm no further action will be taken against you."
Finally, on the 14th April they sent a letter telling me it included:
They claim to have addressed my issues in full and were "clearly in a position to progress our client's claim against you" but in the next sentence they offered me the opportunity to pay the sum in full or "discuss possible repayment options"
I am confused! I don't think they've fully complied with my CCA/CPR requests and don't know why they're still offering to discuss possible repayment options if they're clearly in a position to progress their client's claim against me?
Any advice?
On the back of their original letter to me on behalf of their client Capquest, I sent a CCA 1974 request to Drydensfairfax & Capquest at the end of November 2015 requesting:
- true copy of alleged agreement
- signed true copy of deed of assignment
Capquest acknowledged this request on the 11th December 2015 but was it not supplied within the statutory 12 working days (even allowing for Christmas holidays).
I received a County Court claim from DrydensFairfax dated 20th December 2015 (sent to an old address, despite their client Capquest having written to me at the new, correct address). In response to their County Court claim I issued DrydensFairfax with a CPR 31.14 request.
They wrote back on the 13th January 2016 telling me my Section 77-78 had been forwarded to their client. They also told me that the Deed of Assignment is a privileged document between the Originator & their client and that I wasn't entitled to view this, therefore, they'd not be providing it.
They also stated that "In the interim, we can confirm no further action will be taken against you."
Finally, on the 14th April they sent a letter telling me it included:
- A copy of the Credit Agreement
- Statements
- Notice of Assignment - a photocopy with no header, footer or anything else to suggest it was "official" or a true copy
- Terms and conditions
They claim to have addressed my issues in full and were "clearly in a position to progress our client's claim against you" but in the next sentence they offered me the opportunity to pay the sum in full or "discuss possible repayment options"
I am confused! I don't think they've fully complied with my CCA/CPR requests and don't know why they're still offering to discuss possible repayment options if they're clearly in a position to progress their client's claim against me?
Any advice?
