Hi. I would be very grateful for some help.
I've been receiving letters from cabot financial saying that I owe a sum from a loan I took out in 2008 with welcome finance. I have ignored these letters. then start receiving letters from restons solicitors, acting on behalf of cabot. after doing some research online I sent a template letter as I believe the debt is statute barred. they sent a response saying thank you for the undated letter and they will come back to me. After some months, well after the time scale I gave them to come back to me with prof, they reply saying the information provided to us by our client is that the last credit towards this account was received around 06 sept 2010. Further to this the agreement was terminated around Aug 2011. they then send a letter saying if I don't contact them by 16 march 2016 they will take it to court.
Yesterday a receive a claim form from the county court.
Now I have never made a payment to Cobot and the last payment I made to welcome finance was 14th Feb 2008.
What do I do?
Thank you for reading
I've been receiving letters from cabot financial saying that I owe a sum from a loan I took out in 2008 with welcome finance. I have ignored these letters. then start receiving letters from restons solicitors, acting on behalf of cabot. after doing some research online I sent a template letter as I believe the debt is statute barred. they sent a response saying thank you for the undated letter and they will come back to me. After some months, well after the time scale I gave them to come back to me with prof, they reply saying the information provided to us by our client is that the last credit towards this account was received around 06 sept 2010. Further to this the agreement was terminated around Aug 2011. they then send a letter saying if I don't contact them by 16 march 2016 they will take it to court.
Yesterday a receive a claim form from the county court.
Now I have never made a payment to Cobot and the last payment I made to welcome finance was 14th Feb 2008.
What do I do?
Thank you for reading
Comment