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Hi,
I would appreciate if you could help me out. I had difficult time in 2009 and my MBNA credit card account defaulted on 17/04/2010. MBNA later sold this account to Moorgate in 03/2012. I have already cleared this account with Moorgate. When I checked my credit file, I found out that MBNA did not put default or any entry on my file and Moorgate has put DMP entry of same account on later date. MBNA has sent me letter to confirm that my account was defaulted in 04/2010. I have already contacted both creditors but they are not answering me. I personally would like to put default entry on my file as this could remove next month after completing 6 years. Keeping DMP entry on my file means that it would stay for 6 more years. I need to apply mortgage. MBNA was saying that same account can have multiple separate entries on my file by new creditors eventhough it was originally defaulted by them. Would appreciate your help
I would appreciate if you could help me out. I had difficult time in 2009 and my MBNA credit card account defaulted on 17/04/2010. MBNA later sold this account to Moorgate in 03/2012. I have already cleared this account with Moorgate. When I checked my credit file, I found out that MBNA did not put default or any entry on my file and Moorgate has put DMP entry of same account on later date. MBNA has sent me letter to confirm that my account was defaulted in 04/2010. I have already contacted both creditors but they are not answering me. I personally would like to put default entry on my file as this could remove next month after completing 6 years. Keeping DMP entry on my file means that it would stay for 6 more years. I need to apply mortgage. MBNA was saying that same account can have multiple separate entries on my file by new creditors eventhough it was originally defaulted by them. Would appreciate your help
