Hi everyone,
Account Details:
Acc type : Credit Card (2000/2001)
Balance : £6550
Original Creditor: MBNA
DCA : Fredrickson International
Date of last payment : 2008
I need some urgent advise about this old account for a credit card from MBNA. The account from my calculations and examination of the docs that I have is statue barred.
However recently I have been receiving demands for payment from Fredickson for the account.
I have spoken to them by phone asking that they send me a Credit agreement before I can comment any further about the account. Do the telephone conversations asking for the credit agreement affect the statue barred status????
They have tod me to send in a CCA request with a £1
payment.
However I am reluctant about the £1 payment as from previous experience I know they can end up being credited to account.
What I would like some advise on for know is how to cover my back with CCA request, what do I need to keep a record of and what do I need to photocopy when I send the £1 payment with the CCA request.
Kind Regards,
PHANTOM
Account Details:
Acc type : Credit Card (2000/2001)
Balance : £6550
Original Creditor: MBNA
DCA : Fredrickson International
Date of last payment : 2008
I need some urgent advise about this old account for a credit card from MBNA. The account from my calculations and examination of the docs that I have is statue barred.
However recently I have been receiving demands for payment from Fredickson for the account.
I have spoken to them by phone asking that they send me a Credit agreement before I can comment any further about the account. Do the telephone conversations asking for the credit agreement affect the statue barred status????
They have tod me to send in a CCA request with a £1
payment.
However I am reluctant about the £1 payment as from previous experience I know they can end up being credited to account.
What I would like some advise on for know is how to cover my back with CCA request, what do I need to keep a record of and what do I need to photocopy when I send the £1 payment with the CCA request.
Kind Regards,
PHANTOM
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