Tweet
hi wonder if some body can help with this
I have CCA 1 credit this was not in the information was not in there so l emailed them the other day see below
Hi
Thankyou for some of the information l requested
I also require you to supply me with a copy of the deed or notice of assignment for this account.
this is their reply
1st Credit Reference :
Original Creditor : HFC Bank Ltd 2003 loan unsecured
Your Balance : £
Dear
Thank you for contacting 1st Credit.
With regards to your request for a copy of the Deed of Assignment, we would refer you to Section 136 of the Law of Property Act 1925 which provides that the debtor is notified of the assignment of the debt in writing and not a copy of the Deed itself.
A Notice of Assignment was sent to you to inform you of this purchase in accordance with Section 136 of the Law of Property Act 1925.
Please note your arrangement for £00.00 per month remains in place.
If you are unable to make the agreed instalment please contact us prior to your agreed repayment date so that we can agree a solution. Doing so will assist us in preventing further collection activity which could include letters, telephone calls, SMS and emails.
If you are experiencing financial difficulties, you can receive free independent debt advice by contacting one of the following organisations:
Do they own the debt or not are they calling my bluff so l will carry on paying them through my DMP company
I have CCA 1 credit this was not in the information was not in there so l emailed them the other day see below
Hi
Thankyou for some of the information l requested
I also require you to supply me with a copy of the deed or notice of assignment for this account.
this is their reply
1st Credit Reference :
Original Creditor : HFC Bank Ltd 2003 loan unsecured
Your Balance : £
Dear
Thank you for contacting 1st Credit.
With regards to your request for a copy of the Deed of Assignment, we would refer you to Section 136 of the Law of Property Act 1925 which provides that the debtor is notified of the assignment of the debt in writing and not a copy of the Deed itself.
A Notice of Assignment was sent to you to inform you of this purchase in accordance with Section 136 of the Law of Property Act 1925.
Please note your arrangement for £00.00 per month remains in place.
If you are unable to make the agreed instalment please contact us prior to your agreed repayment date so that we can agree a solution. Doing so will assist us in preventing further collection activity which could include letters, telephone calls, SMS and emails.
If you are experiencing financial difficulties, you can receive free independent debt advice by contacting one of the following organisations:
Do they own the debt or not are they calling my bluff so l will carry on paying them through my DMP company
Comment