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DWP demanding bank statement from 12 years ago, re: Pension Credit

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  • DWP demanding bank statement from 12 years ago, re: Pension Credit

    Hello,

    Thank you for this forum and all its contributors.

    I will be as concise as possible.

    My mum passed away earlier this year from Alzheimer's at 88.

    I received the standard letter from the DWP after probate was granted about possible overpayment of Pension Credit.

    I replied with the form sent with the letter completed and a cover letter explaining that my mother was in an "assessed income period" which means that the claimant should not report any changes to their savings/capital.

    They replied saying that they would obtain the records of my mother's claim and respond when they are received.

    I have now received a letter from the DWP saying that "the details do not match" and that "too much Pension Credit may have been paid."

    They are demanding her bank statement from 6/10/2003.

    Surely they must know that banks in the UK do not maintain records further back than 6-7 years. Here they are asking for records from over 12 years ago.

    The letter says that if the balance from the date requested is not available to furnish the earliest records available. This would contradict their own rules. If a claimant should not report any changes to savings/capital while in an "assessed income period" as their rules clearly state, then what relevance is a bank statement 5-6 years after the date of the claim?

    I have been able to find my mother's bank statement from 24 Dec 2004-27 Jan 2005 which shows her total combined savings/capital from her cash account and savings account at 6209.34 (UK Pounds).

    The permitted savings cap for Pension Credit before savings were factored into the payment in 2003 was 6000 (UK Pounds). It is hardly implausible that my mother would have saved 209.34 over the course of 14 months.

    So my question is how should I reply?

    Should I send the bank statement from 2004/2005? or should I just say that no statement from 2003 is available and that the earliest statement from the bank which would be 2008 has no relevance or bearing on the issue at hand as, again, savings/capital accrued after the claim was processed were not supposed to be reported.

    It seems that the DWP sends letters accusing a crime and then asks the recipient to jump through hoops to furnish any evidence that a crime has even taken place.

    Thank you very much for taking the time to read. Any help or advice would mean a lot.
    Last edited by ColinM; 16th December 2015, 17:33:PM.
    Tags: None

  • #2
    Re: DWP demanding bank statement from 12 years ago, re: Pension Credit

    Originally posted by ColinM View Post
    Hello,

    Thank you for this forum and all its contributors.

    I will be as concise as possible.

    My mum passed away earlier this year from Alzheimer's at 88.

    I received the standard letter from the DWP after probate was granted about possible overpayment of Pension Credit.

    I replied with the form sent with the letter completed and a cover letter explaining that my mother was in an "assessed income period" which means that the claimant should not report any changes to their savings/capital.

    They replied saying that they would obtain the records of my mother's claim and respond when they are received.

    I have now received a letter from the DWP saying that "the details do not match" and that "too much Pension Credit may have been paid."

    They are demanding her bank statement from 6/10/2003.

    Surely they must know that banks in the UK do not maintain records further back than 6-7 years. Here they are asking for records from over 12 years ago.

    The letter says that if the balance from the date requested is not available to furnish the earliest records available. This would contradict their own rules. If a claimant should not report any changes to savings/capital while in an "assessed income period" as their rules clearly state, then what relevance is a bank statement 5-6 years after the date of the claim?

    I have been able to find my mother's bank statement from 24 Dec 2004-27Jun 2005 which shows her total combined savings/capital from her cash account and savings account at 6209.34 (UK Pounds).

    The permitted savings cap for Pension Credit before savings were factored into the payment in 2003 was 6000 (UK Pounds). It is hardly implausible that my mother would have saved 209.34 over the course of 14 months.

    So my question is how should I reply?

    Should I send the bank statement from 2004/2005? or should I just say that no statement from 2003 is available and that the earliest statement from the bank which would be 2008 has no relevance or bearing on the issue at hand as, again, savings/capital accrued after the claim was processed were not supposed to be reported.

    It seems that the DWP sends letters accusing a crime and then asks the recipient to jump through hoops to furnish any evidence that a crime has even taken place.

    Thank you very much for taking the time to read. Any help or advice would mean a lot.
    Good afternoon welcome to L.B

    All you can do is what you have already suggested, was there any residual funds in the estate after priorities such
    as the funeral were paid for.

    nem

    Comment


    • #3
      Re: DWP demanding bank statement from 12 years ago, re: Pension Credit

      Thank you for your reply Nem,

      Yes, there were funds in the bank account.

      I had explained in my reply to their first letter that my mother was extremely frugal all her life and saved every penny she had. So her account had savings accrued over 12 years.

      The point is that by the DWP's clearly stated rules that a claimant need not report changes to savings when they are in the DWP's defined "assessed income period." I believe that an MP even stated when it was being discussed that a Pension Credit claimant in this "assessed income period" could win the lottery and it would have no bearing on their claim/payment or eligibility.

      Comment


      • #4
        Re: DWP demanding bank statement from 12 years ago, re: Pension Credit

        Originally posted by ColinM View Post
        Thank you for your reply Nem,

        Yes, there were funds in the bank account.

        I had explained in my reply to their first letter that my mother was extremely frugal all her life and saved every penny she had. So her account had savings accrued over 12 years.

        The point is that by the DWP's clearly stated rules that a claimant need not report changes to savings when they are in the DWP's defined "assessed income period." I believe that an MP even stated when it was being discussed that a Pension Credit claimant in this "assessed income period" could win the lottery and it would have no bearing on their claim/payment or eligibility.
        Yes I remember that!!

        nem

        Comment


        • #5
          Re: DWP demanding bank statement from 12 years ago, re: Pension Credit

          Hi
          I am currently in a similar situation to yours and wondered if you managed to resolve yours?

          DWP asking me for my late fathers bank account from 2007 and bank can only provide from 2009

          Comment


          • #6
            Re: DWP demanding bank statement from 12 years ago, re: Pension Credit

            Originally posted by goggle-box View Post
            Hi
            I am currently in a similar situation to yours and wondered if you managed to resolve yours?

            DWP asking me for my late fathers bank account from 2007 and bank can only provide from 2009
            Hi goggle - box

            This thread is nearly a year old with no further input if you need advice please start a new thread to avoid confusion.

            nem

            Comment

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